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Top Loan Schemes with Highest Subsidies in India 2024
Find the Indian loans with the highest subsidy easily with the help of Investkraft. This guide provides detailed information on the government-backed loan schemes in India, specifically focusing on th...
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Pradhan Mantri Mudra Yojana (PMMY) Loan: Eligibility, Application Form, Benefits
The Pradhan Mantri Mudra Yojana (PMMY) loan has been a game changer for small and micro-enterprises in India, providing them with the financial assistance they need to grow and thrive. This initiative...
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How Does the RBI Regulate P2P Lending in India 2024?
P2P lending has grown significantly in India, becoming an important part of the financial ecosystem. The RBI’s decision to regulate these platforms as NBFCs was expected, as it had been in the pipelin...
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Grace Period vs Moratorium Period: A Detailed Comparison for Better Financial Decisions
The terms “moratorium period” and “grace period” are often mistaken to have the same meaning. However, they have distinct differences. It is important to understand both the grace period and the morat...
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Top 10 Microfinance Companies in India in 2024
Microfinance in India has been rapidly expanding as a viable financial service due to the emergence of Microfinance NBFCs, the growth of self-help groups business by Public Sector Banks and the implem...
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Understanding Syndication Loans: A Guide for Borrowers and Lenders
Loan syndication is a solution for borrowers seeking large loans that may be beyond a single lender’s capacity. This process involves bringing together multiple lenders to fulfil the borrower’s requir...
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How Does the Moratorium Period Act as a Life Raft for Borrowers?
Financial jargon, whether taking a loan or opening a bank account, can be confusing and tricky. These words and phrases may not be a part of your everyday vocabulary, especially if you do not have a f...
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New to Credit? Stop Worrying and Build Your Credit with These Essential Tips
Establishing and maintaining a healthy credit score can seem overwhelming, particularly for new borrowers. However, it is important to start on the right foot and understand the significance of a good...
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Prime Lending Rate: A Friend or Foe for Borrowers?
When purchasing items on credit, it is common to need a financial investment and many turn to loans when savings fall short. Evaluating various factors is crucial when considering a loan, with the int...
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Instant Cash Loans: Everything You Need to Know
Have you ever been in a situation where you did not have enough money to make a purchase? Maybe you had unexpected expenses and ended up with less money than you thought. An instant cash loan could ha...
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