Name: Investkraft
Address: 137, KD Block, Ground Floor, Pitampura, Delhi, 110034, IN
Telephone: 9797971876

Now Fulfill All Your Business Goals with Easy Business Loans

Are you looking to start your own venture? Do you have plans to expand your existing business? Are you looking to arrange working capital for your business entity? If you have come across any such need, InvestKraft Business Loans are easy to get for individuals, entrepreneurs, and businessmen. If you are driven by a passion to do something big, funding won’t be an issue for you with InvestKraft, the trusted aggregator for all types of loans. Our business loans are designed in such a way to help you overcome any financial constraint and fulfill your business goals. Read More

You require funds to carry out all of your company objectives, including expansion, office modernization, automation, equipment acquisitions, skill development, and more. You may give your firm the boost it needs and propel it to greater heights with the help of affordable Business Loans available through reputed lenders at InvestKraft , which are specially designed for MSMEs. The corporate loans are processed with a quicker turnaround time for both short-term and long-term company demands to make things easier.

Whether you want a business for short-term or long-term business loans, you can apply for a business online with InvestKraft and get it in an easiest and faster way. We provide business for new business as well as existing ones that come at attractive interest rates.

InvestKraft offers a range of MSME loans, mudra finance and helps to find out details regarding the Pradhan Mantri Mudra Yojana Loan option to help you achieve your business dreams. We also assist with government subsidy loans and startup business loans. We can help you understand what a mudra loan is and how to apply for a mudra loan.

You can also apply for the Mudra loan scheme under Pradhan Mantri Mudra Yojana (PMMY) online to enjoy its various benefits. InvestKraft facilitates business loans for women and unsecured business loans as well, catering to different business requirements. Take advantage of these loan schemes and elevate your business with InvestKraft’s assistance.

With InvestKraft business loan, no dream is far as you can get an online business loan in no time. Apply Today!

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Features and Benefits for Business Loan

InvestKraft offers a range of benefits for those seeking business loans, including mudra loans and Pradhan Mantri Mudra Yojana. We offer advisory help in providing various government loan schemes and are an ideal choice for your business needs.

InvestKraft is dedicated to assisting businesses with a range of loan options, such as the PM Loan Scheme, Government Personal Loan Scheme, MSME Loan Scheme, and more. Whether you seek new business loans, instant business loans or unsecured business loans, we have the ideal solution for you. Discover our offers today and benefit from our expert guidance in providing the finest business loans customised to your requirements.

You can find comprehensive information on applying for a mudra loan and understand more about its features and benefits on our website. We also provide detailed guidance on various loan schemes to address all your queries. Explore our website for our services and gain valuable insights into your financing options.

Easy Documentation

Our documentation process is designed to prioritize convenience. For any type of business loan, we streamline the process by only requesting minimal documents. This allows us to process your loan quickly and efficiently.

Faster Amount Disbursal

We guarantee quick fund disbursal through our efficient online loan approval systems. Whether you apply for a mudra loan online or a PMMY loan, rest assured that the approval process will be hassle-free and fast.

Higher Loan Amount

Lenders at InvestKraft offer business loans with higher amounts, allowing you to secure up to 50 lakh rupees through various schemes such as the mudra loan, MSME loan and other small business loan options. This ensures that your business can function smoothly with the necessary financial support, enabling growth and stability.

Lower Interest Rates

InvestKraft provides competitive interest rates for business loans which reduces the burden of repayment and makes it more affordable for borrowers. This applies to various loan schemes, including the PM Mudra Loan, Shishu Mudra Loan, and collateral-free business loans.

Zero Collateral

InvestKraft's business loans have the advantage of not requiring collateral. This allows borrowers to apply for various government loan schemes without having to secure any collateral. It simplifies the process of obtaining a business loan in India.

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Eligibility & Documentation

We have an easy-going eligibility criteria for all types of business loans. Self-employed people, company owners, proprietors of private limited companies, and partnerships are all eligible for the different types of business loans.

Eligibility Criteria for a Business Loan

The applicants of small business loans must meet the following eligibility criteria:

Criteria	Requirement
Age	Age The applicant should be between 24 and 65 years of age
Business Existence	The existence of business should be a minimum of 2 years.
Annual Turnover	The applicant’s business must have a minimum annual turnover of ₹6 Lakh.

Documentation for a Business Loan

Now, let’s find out what documents we would need to process your application for a business loan.

Documents	Requirement
KYC	Company PAN Card, Director/Proprietor/ Partner PAN Card, Aadhaar Card, Passport. Proprietor/Partner/Director PAN Card, Aadhaar Card, Electricity Bill/Rent Agreement/Passport. Personal Docs - All Individual/Partner/Director - PAN & Officially Valid Documents + Proof of Address (If not as per Officially Valid Documents) Business Docs - Business Registration Proof + Business Address Proof (if not as per Business Registration Proof)
Business Address Proof	Utility bills/ Rent Agreement
Financial Documents	Bank account statement of past 6 months.

A Quick Glance at the Mandatory Documents for Business Loans

PAN Card
Partnership Deed*
Aadhaar Card

Registration Proof
Bank Statement
Company PAN*

*Preclosures are only allowed after the first EMI is paid in full.

*Based on the health of your business, revenues and annual turnover, preclosure charges may be applicable.

*Preclosure charges may be applicable on a case-to-case basis. Basis.

*There may be additional documents required depending on a specific lender requirement.

About the Interest Rate & Other Charges

Every firm needs enough money to cover operational costs and/or to grow. As a result, to get the money they need, business owners look for business loans. There are many business loan providers and loan types to choose for your business needs. The most common source of funds is a traditional bank loan, but applying for it is not an easy task. Regardless of the size of the firm, lenders at InvestKraft offer unsecured business loans at affordable interest rates and an uncomplicated, streamlined process. You can get some better deals and loans at an attractive rate of interest.

One of the most crucial things to consider when borrowing money are the interest rates and fees associated with a business loan. Paying a high interest rate makes your debt grow. By providing the business loan at competitive interest rates and fees, InvestKraft Business Loan helps in better customer experience.

Particulars	Details
Rate of Interest (ROI)	The interest rate on a business generally ranges from 9.75% to 30% annually.
Maximum Loan	You can avail of maximum unsecured business loans up to Rs. 2 crores that are collateral-free.
Repayment period	The loan repayment tenure starts at a minimum of 12 months and can extend up to 5 years, with the possibility of a longer duration based on specific business needs.
Stamp duty and other statutory charges	Stamp duty & other statutory charges are determined by the laws applicable in the respective state.
Pre-closure or foreclosure charges	Pre-closure or foreclosure charges differ between lenders and generally fall between 0% and 5% of the outstanding principal balance.
Senior Citizen Customers (HDFC)	There is a discount of 10% to Senior Citizen Customers on all the service charges.

InvestKraft guides applying to various business loans, such as the mudra loan under the Pradhan Mantri Mudra Yojana. These loans are especially beneficial for MSMEs, as they offer competitive interest rates and access to easy funds. Applying for a mudra loan online through our platform is a simple and a convenient process. The mudra loan scheme provides different products such as Shishu, Kishore and Tarun mudra loans to cater to diverse business requirements. With its highly competitive interest rates, the scheme remains an appealing choice for businesses seeking funding through the Pradhan Mantri Loan Yojana.

Discover our range of services and maximise your growth. With InvestKraft, you can conveniently apply for a business loan online and benefit from competitive interest rates and favourable terms. Why to wait? Secure financial support for your business today!

Simple Application Process

Avail The Best Offers on Business Loans to Meet Your Capital Needs

Check your eligibility

Check for eligibility for a business loan by entering a few details.

Upload Documents

Upload all the required documents to complete the application.

Sign Your Loan Agreement

You need to send your signed agreement along with your KYC documents.

Grow Your Business

Once the verification is completed, you can get the funds in your account.

What our customers say

I was worried about my business expansion. Through the online sources, I came to know about Investkfraft. After I contacted these professionals they helped me in documentation and verification work. Within a few days, I got the required loan in my account in very little time.

Amar kumar

While I was suffering from heart issues, doctors asked me to go for an angioplasty treatment. Due to higher fees, I was not able to get the treatment. One of my friends suggested me to get the load from Investkfraft. I did the same and got an easy personal loan in very little time and at a very low-interest rate.

Aman Singh

I always wanted my daughter to study abroad. However, due to high travelling and living costs, I was not able to send my daughter abroad to study. When I heard about Investkfraft, I reached them to get a personal loan. Within a few days and with less documentation work, I got the amount in my account with the help of which I was able to pay my daughter’s fees and travelling charges.

Vikash kumar

Frequently Asked Questions

GETTING STARTED

Since a business loan is an unsecured loan, you can use it in any way you want like for business expansion, paying wages, installing a manufacturing unit, purchasing raw material, and for other purposes.

Yes, through InvestKraft’s online loan application process, you can expect faster loan processing and quick amount disbursal.

Investkraft allows applicant to apply for a business loan with a maximum amount of up to Rs. 50 lacs.

Yes, you can get a loan regardless of your credit score, but unintentionally doing so raises the interest rates. It is suggested that you put in efforts to increase your credit score before applying.

Yes. Business loans from Investkraft are all-inclusive solutions that may be leveraged for a variety of momentary needs, including working capital management, inventory management, and equipment purchases.

Get Business Loan Amount from 50k to 50 Lakh.

Now Fulfill All Your Business Goals with Easy Business Loans