Interest Rates (P.A) Up to 8.50%
Senior Citizen Up to 0.25% p.a.
Lock in Period 3 Months
Tenure 12 Months - 60 Months
Minimum Deposit ₹15,000
Maximum Deposit ₹3 Cr
Bank/NBFC Name | Interest Rates | Tenure | Min. Deposit |
---|---|---|---|
Bajaj Finance Ltd. |
7.16% - 8.50% |
1 - 5yrs |
₹15,000 |
SBI Bank |
2.90% - 5.40% |
1 - 10yrs |
₹1,000 |
ICICI Bank |
2.50% - 5.60% |
1 - 10yrs |
₹10,000 |
Axis Bank |
2.50% - 5.75% |
1 - 10yrs |
₹5,000 |
Get more returns than bank FD; assured returns up to 8.60% p.a.
CRISIL- AAA /Stable & ICRA -AAA [stable]
Get interest amount at regular intervals or lumpsum at maturity
Fixed Deposit Annualized rate of interest for non-senior citizens
Valid for deposits up to Rs.3 crore (w.e.f 17 September 2024)
Regular Period | Cumulative | Non-cumulative | |||
---|---|---|---|---|---|
At Maturity (p.a.) | Monthly (p.a.) | Quarterly (p.a.) | Half Yearly (p.a.) | Annual (p.a.) | |
12 - 14 Months | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
15 - 23 Months | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
24 - 35 Months | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
36 - 60 Months | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
Special period | Cumulative | Non-cumulative | |||
---|---|---|---|---|---|
At Maturity (p.a.) | Monthly (p.a.) | Quarterly (p.a.) | Half Yearly (p.a.) | Annual (p.a.) | |
18 Months | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
22 Months | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
33 Months | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
44 Months | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
Fixed Deposit Annualized rate of interest for senior citizens Valid for deposits up to Rs.3 crore (w.e.f 17 September 2024)
Regular Period | Cumulative | Non-cumulative | |||
---|---|---|---|---|---|
At Maturity (p.a.) | Monthly (p.a.) | Quarterly (p.a.) | Half Yearly (p.a.) | Annual (p.a.) | |
12 - 14 Months | 7.65% | 7.39% | 7.44% | 7.51% | 7.65% |
15 - 23 Months | 7.75% | 7.49% | 7.53% | 7.61% | 7.55% |
24 - 35 Months | 8.20% | 7.91% | 7.96% | 8.04% | 8.20% |
36 - 60 Months | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
Special period | Cumulative | Non-cumulative | |||
---|---|---|---|---|---|
At Maturity (p.a.) | Monthly (p.a.) | Quarterly (p.a.) | Half Yearly (p.a.) | Annual (p.a.) | |
18 Months | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
22 Months | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
33 Months | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
44 Months | 8.50% | 8.19% | 8.24% | 8.33% | 8.50% |
Bajaj Finance Limited is a deposit taking Non-Banking Financial Company (NBFC) registered with RBI. The company is subsidiary of Bajaj Finserv Limited.
The company has a diversified lending portfolio across retail, SMEs and commercial customers with a significant presence in urban and rural India. It accepts public and corporate deposits and offers variety of financial service products to its customers.
Bajaj Finance fixed deposit has both ICRA's MAAA and CRISIL's FAAA ratings, the highest in their respective categories. These indicate that this offering is safe and will offer timely returns.
As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. <
For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.
Fixed deposits are popular for investing money as they provide security and steady growth. However, there are times when people need to withdraw their fixed deposits before their maturity date. While this allows for immediate access to funds, it can...
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