Get a Personal Loan in Chandigarh of up to 10 Lacs

Here is a fantastic personal loan offer that is available to people from all different backgrounds. As a salaried professional or a business owner in Chandigarh, if you find yourself in need of financial assistance, InvestKraft is here to give you an unrivalled personal loan in Chandigarh.

InvestKraft is committed to providing a broad range of Personal loan services in Chandigarh and solutions that are suitable for the diverse demands of our society as one of India's fintech startups with quick growth. Whether for a short-term or long-term need, Our skilled staff is committed to aiding you in locating the best personal loan agent in Chandigarh.

Starting is easy. Use our EMI calculator to determine your eligibility, complete the required fields, and receive your funds in your bank account immediately. Choose InvestKraft for a personal loan experience that is unrivalled. In order to help you reach your financial objectives, we are here to accompany you along the way.

Features/Benefits of Investkraft’s Personal Loan in Chandigarh

InvestKraft offers a variety of customized choices for those in Chandigarh who want a personal loan. Our individual loans provide features such as:

• Extended Repayment Period: Benefit from the flexibility of up to 60-month repayment plans.
• No Collateral Required: Minimising the need for collateral or a guarantee, speeds up the application procedure.
• Faster Loan Disbursal: We offer a faster loan disbursal option.
• Quick Approval: We promise a straightforward and quick approval process to provide you the money you need when you need it.
• Flexible Interest Rates: get a flexible interest rate on personal loans with Investkarft.
• Easy Documentation: We provide personal loans with an easy documentation policy.

For simple personal loans in Chandigarh, pick InvestKraft.

Eligibility & Documentation

We serve an instant personal loan in Chandigarh to both, employed professionals and self-employed people. We make sure that our customers have a hassle-free loan experience and may quickly access cash when needed. The distribution of funds is accelerated by our improved digital application procedure. Consider the following requirements for thorough insights into personal loan eligibility:

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

We make the procedure even more straightforward and helpful for you with the assistance of our committed staff of personal loan agents.

Documents Required

You won't need to provide many papers in order to get personal loan finance in Chandigarh since we at InvestKraft believe in minimal documentation. To prove that you are a legitimate borrower who is determined to complete the needed payments on time, we need a few of your documentation.

For those receiving a salary, we would require identification papers (PAN, AADHAAR, passport, driver's license, and voter ID), income documentation (FORM 16/ITR OF 3 YEARS), and a bank statement for the three months before. We will need certain paperwork if you wish to apply for a personal loan in Ahmedabad as a self-employed individual, such as your income tax records, an audited balance sheet, a bank statement, etc. Our committed personal loan agency in Chandigarh is ready to help you through this procedure quickly and easily.

For Salaried Individuals

• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof
• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip
• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rate & Charges

In order to ensure simple and rapid access to personal loan finances in Chandigarh, InvestKraft provides personal loans in Chandigarh at competitive interest rates. We are aware of how crucial financial support is in people's lives. InvestKraft is one of the best Personal loan providers in Chandigarh. You may borrow money from us and repay it effortlessly in monthly instalments thanks to our low-interest rates. We stand out because of our dedication to openness; we promise there won't be any additional fees once the loan has been approved, so you just pay what was agreed upon.

When you choose InvestKraft as your personal loan financing company, you can be confident that you will not only receive competitive terms but also excellent service. Our goal is to make the borrowing procedure as simple as possible while putting your financial requirements first.