Get a Personal Loan in Guwahati of up to 10 Lacs

Investkraft - A company that leaves no stone unturned for your help!

Introducing an exceptional personal loan opportunity that caters to individuals irrespective of their profession, career, age and gender. Whether you find yourself in need of financial support as a salaried professional or a business owner in Guwahati, Investkraft is here to provide you with an unmatched personal loan experience.

As one of India's rapidly growing fintech startups, Investkraft is dedicated to providing a full range of financial services and solutions that are suited to the various demands of our society. Whether you need a personal loan in Guwahati for a short-term or long-term necessity, our team of professionals is committed to helping you find it.

Getting started is easy. Discover your eligibility, utilize our EMI calculator, provide essential information, and access your funds promptly in your bank account. Choose Investkraft for a personal loan experience that is second to none. We are here to empower you on your financial journey and help you achieve your aspirations.

Features And Benefits Of Investkraft's Personal Loans In Guwahati

Are you looking for a personal loan agent in Guwahati? If yes, then Investkraft is your go-to choice for hassle-free personal loans in Guwahati. If you're seeking a personal loan agency in Guwahati, Investkraft offers a variety of personal loans tailored to meet your diverse needs. Here are some key highlights of our personal loans:

• Easy Repayment Tenure of up to 60 months
• Zero Collateral or Guarantee
• Quicker Approval
• Flexible Interest Rate
• Easy Documentation
• Online Loan Application
• Faster Loan Disbursal

Eligibility

Our eligibility calculator in Guwahati offers a swift assessment for personal loan qualification, catering to both employed professionals and self-employed individuals. We ensure a hassle-free lending experience for our borrowers, ensuring they access funds promptly when needed. Our application process is completely digital so you can expect the funds in your account as soon as possible. For comprehensive insights into personal loan eligibility, consider the following criteria:

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

Documents Required

At Investkraft, we believe in a streamlined and hassle-free approach to personal loan applications in Guwahati, emphasizing minimal documentation. Our objective is to verify your authenticity as a borrower and your commitment to timely repayments with only essential documents required.

We prioritize simplicity and efficiency in our loan application process, ensuring that you can access the funds you need without the burden of excessive paperwork while meeting our essential documentation criteria.

For salaried individuals applying for a private personal loan in Guwahati, the documentation requirements include:

• identifying documents (PAN, AADHAAR, passport, driver's licence, and voter ID)
• income documentation (FORM 16/ITR OF 3 YEARS), and
• a bank statement for the three months before.

For self-employed individuals applying for an instant personal loan in Guwahati, the documentation requirements include:

• income tax returns,
• audited balance sheets,
• bank statement, etc.
• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof
• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip
• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rate & Charges

Investkraft offers attractive interest rates for personal loans in Guwahati, ensuring easy and quick access to funds. We understand the importance of financial assistance in people's lives. Our reasonable interest rates enable you to borrow money and repay it conveniently through monthly installments. What sets us apart is our commitment to transparency; we guarantee no hidden charges, ensuring that you only pay the amount agreed upon during the loan application.

With Investkraft, you can obtain a personal loan with confidence, knowing you'll receive fair terms and excellent service. Your financial needs are our priority, and we're here to make the borrowing process hassle-free.