Get a Personal Loan in Jodhpur of up to 10 Lacs

  • Completely digital applicant
  • Attractive interest rates
 

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Personel Loan

InvestKraft provides loans and other financial services in Jodhpur. We put your financial demands first, Offering exceptional personal lending choices, we are dedicated to serving both salaried professionals and company owners.

InvestKraft is a fast-emerging technology company in India that is committed to serving the various financial requirements of our Society. Both short-term and long-term personal loans may be obtained with the help of our dedicated staff of experts with a personal loan finance company in Jodhpur.

Simply enter the essential information to establish your eligibility for a personal loan to get started. With InvestKraft in Jodhpur, choosing a personal loan assures a special and quick experience and will help individuals with their financial problems. Investkraft ensures to give you a unique personal loan in Jodhpur experience.

Features/Benefits of Investkraft’s Personal Loan in Jodhpur

InvestKraft offers a wide range of professionally designed personal loan choices to match your unique financial needs and helps you to get an instant personal loan in Jodhpur. Here is what to expect:

  • Extended Repayment Period: Benefit from the flexibility of up to 60-month repayment plans.
  • No Collateral Required: Minimising the need for collateral or a guarantee, speeds up the application procedure.
  • Faster Loan Disbursal: We offer a faster loan disbursal option.
  • Quick Approval: We promise a straightforward and quick approval process to provide you the money you need when you need it.
  • Flexible Interest Rates: get a flexible interest rate on personal loans with Investkarft.
  • Easy Documentation: We provide personal loans with an easy documentation policy.

The obvious option for obtaining straightforward and personalized personal loans in Jodhpur is InvestKraft.

Eligibility & Documentation

InvestKraft is the place to come if you need a quick personal loan in Jodhpur, whether you're self-employed or employed by a business. We simplified our loan application procedure with an easy-to-use digital application system since we understand that sometimes you need money quickly. Here are the essential requirements for a personal loan to help you determine your eligibility:

    • Minimum age should be 21 years.
    • Maximum age maturity should be 60 years or retirement age whichever is earlier.
    • The minimum net monthly income should be Rs.25000 for online application.
    • Should have finished at least 2 years in employment and 1 year in the existing organisation.
    • Should have completed a minimum of 1 year of stay at the current residence, if rented.

    Our hardworking staff of personal loan specialists is here to make the procedure even simpler and more pleasant for you.

    Documents Required

    Investkraft as a personal loan provider in Jodhpur, provides a simple application procedure. We reduce the paperwork needs to a minimum so that you may easily get the funds you desire. We simply require a few key papers to confirm your eligibility and commitment to timely repayments.

    We would need identifying documents (AADHAAR, PAN, Passport, driver's licence, and voter ID) from individuals receiving a salary, as well as income documentation (FORM 16/ITR OF 3 YEARS), and a bank statement for the three months before. If you want to apply for a personal loan in Jodhpur as a self-employed person, we will require some documents such as your income tax returns, audited balance sheet, bank statement, etc.

    For Salaried Individuals

    • Proof of Identity :
    • Self-attested photocopy of any one of the following:
      • Driving license
      • Passport
      • Voters ID
      • Aadhaar
      • PAN

    • KYC::
      • Valid identity/Residence/Signature proof
    • Income proof::
      • Form 16/ITR for last 3 years
      • Latest 3 months salary slip
    • Banking:
      • Latest 3 months’ Salary Credit Bank Statement.

    For Self-Employed Individuals

    • Identity & Age Proof
    • Completely filled personal loan application with photograph
    • PAN Card
    • Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
    • Bank statements for the last 3 months(preferably your salary account)
    • Salary Slips of last 3 months
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Interest Rate & Charges

    In order to ensure simple and rapid access to money, Investkraft provides personal loans in Jodhpur at low rates of interest. We are aware of how crucial financial support is in people's lives. You may borrow money from us and repay it effortlessly in monthly installments thanks to our low interest rates. We stand out because of our dedication to transparency; we promise there won't be any additional fees once the loan has been approved, so you just pay what was agreed upon.

    You may apply for a personal loan with Investkraft in confidence knowing that you'll get reasonable terms and top-notch service. Our goal is to make the borrowing procedure as simple as possible while putting your financial requirements first.

Get to know the major benefits & features of obtaining a personal loan from Investkraft. They are sure to compel you take a personal loan from us today.

Minimal Documentation: Provide only a few straightforward papers for verification in addition to fulfilling the straightforward requirements for a personal loan.

Normative Rates: With Investkraft, you receive a favourable interest rate, clear terms and conditions, and no additional costs.

Easy Application: Since all our business processes are based on the latest technology, get a hassle-free personal loan experience with Investkraft.

Faster Disbursal: Once the given information is properly verified, we make no delay in the disbursal of the approved amount right in your bank account.

Personal Loan Eligibility Criteria

Most banks and NBFCs provide personal loans, although there are various <a href="https://www.investkraft.com/personal-loan-eligibility-and-documentation" class="bodytext-color"> eligibility criteria.</a> Yet, all financial institutions must meet a particular set of standards. The following requirements must be met in order for salaried and self-employed people to be approved for an online personal loan:

  • Minimum age should be 21 years.
  • Maximum age maturity should be 60 years or retirement age whichever is earlier.
  • Minimum net monthly income should be Rs.25000 for online application.
  • Should have finished at least 2 years in employment and 1 year in the existing organisation.
  • Should have completed minimum 1 year of stay at the current residence, if rented.

Documents Required

  • Proof of Identity :
  • Self-attested photocopy of any one of the following:
    • Driving license
    • Passport
    • Voters ID
    • Aadhaar
    • PAN

  • KYC::
    • Valid identity/Residence/Signature proof
  • Income proof::
    • Form 16/ITR for last 3 years
    • Latest 3 months salary slip
  • Banking:
    • Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

  • Identity & Age Proof
  • Completely filled personal loan application with photograph
  • PAN Card
  • Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
  • Bank statements for the last 3 months(preferably your salary account)
  • Salary Slips of last 3 months
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rates & Charges

Investkraft offers personal loans with competitive interest rates, low processing fees, a simple approval process and speedy disbursements. Whether you have a wedding, home renovation or vacation in mind, Investkraft can help you achieve your goals. Personal loans are available starting Rs. 50,000 and go up to Rs. 20 lakhs, with less paperwork required

Make sure to carefully review the personal loan interest rates and fees provided below to make an informed decision. The rates and fees may vary based on the duration of your loan and any additional charges that may apply, if you modify your payment terms, will also be outlined

In addition to the bank loan interest rates, there are also fees associated with late or missed payments, as well as fees for making extra payments or paying off the loan early. It is important to carefully consider both the interest rates and fees when evaluating a loan to get the most out of it.

>Rate of Interest 10.49% to 21% per annum
Repayment instruction / Instrument return charges Rs.339/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per instance + GST as applicable
Penal Interest @ 24% per annum i.e. 2% per month on the overdue installment.
Duplicate statement issuance chargesRs.250/- per instance per set + GST as applicable.
Duplicate Amortization schedule issuance charges Rs.250/- per instance per set + GST as applicable.
Credit Information Companies (CICs) Report Issuance Charges Rs. 50/- per instance per set + GST as applicable.
No Dues Certificate generation charges (Duplicate) Rs.50 per instance per set + GST as applicable.
Stamp Duty Charges As per State Stamp Act
Part Payment / Pre-Payment Charges5% + GST (As applicable)
*Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment.

Monthly EMI

₹ 8,676

Loan amount

₹10,000
₹1,00,00,000

Rate of interest (p.a)

%
1 %
50%

Loan tenure

1 Years
30 Years
...

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IN 3 EASY STEPS

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Apply Personal Loan
 

1Check eligibility

Use our personal loan eligibility calculator to check your eligibility.

 

2 Submit the docs

Next, submit the required documents online and click Submit

 

3 Submit application

Verify the submitted information and click on Submit for further processing.

 

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Choose from our specially curated personal loans for every need, like vehicle, shopping, travel, wedding and others.

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Frequently asked questions

Maximum loan amounts vary based on income, creditworthiness, and policies. Use our calculator or contact customer support for details.

A set monthly payment that includes both the principal and interest on your personal loan is known as an EMI or Equated Monthly Instalment. This enables you to simply and consistently make reasonable payments against the principal of your loan.

InvestKraft personal loans typically have terms of one to five years. You may choose a repayment plan that meets your needs financially and ensures reasonable EMI payments.

Yes, prepayment of a debt is a possibility. To learn more, speak with our customer service.

The rise of the internet has made it easier to apply for loans online. In the past, there were many problems when applying for a small loan. Thanks to the latest technology in lending, new-age lenders like Investkraft now allow you to borrow money online. All you have to do is follow these simple steps:
  • Make sure you meet all eligibility requirements regarding age, place of residence, occupation and income level.
  • Make sure you have good grades.
  • Have your documents ready KYC, proof of address, proof of income and proof of employment.
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