Get a Personal Loan in Lucknow of up to 10 Lacs

Investkraft - A Company that Leaves No Stone Unturned for your Help!

Whether you're a salaried person or an enterprise proprietor, if you discover you want to budget for any cause, Investkraft is constantly here to provide extremely good personal loan in Lucknow to satisfy your necessities.

As considered one of India's fastest-developing fintech startups, Investkraft gives a comprehensive range of economic services and solutions for all sections of society. Our specialists are ready to help you secure a fine online personal loan in Lucknow, whether for a short-term or long-term requirement. Check your eligibility, use our EMI calculator, and offer the necessary information, and you may have the funds deposited into your bank account as quickly as possible.

Since our establishment, we have consistently added unrivalled personal loan offers to people from all walks of life in Lucknow, helping them realize their wishes and pursue their aspirations like no different.

Features and Benefits of Investkraft's Personal Loans in Lucknow

Are you considering applying for a personal loan service in Lucknow? If yes, Investkraft gives numerous varieties of non-public loans tailor-made to satisfy the desires of diverse individuals and functions. Take a look at the important thing functions of our non-public loans:

• Easy Repayment Tenure of up to 60 months
• Zero Collateral or Guarantee
• Quicker Approval
• Flexible Interest Rate
• Easy Documentation
• Online Loan Application
• Faster Loan Disbursal

Eligibility

You can, without difficulty, assess your eligibility for a personal loan in Lucknow using our eligibility calculator, whether or not you are a salaried person or self-employed. Furthermore, we make sure a seamless manner for our debtors to access the finances they want promptly. Since the entire private loan utility is conducted online, you could anticipate acquiring the loan amount quickly in your account. For more information on personal loan eligibility, please refer to the below criteria:

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

Documents Required

At Investkraft, we agree with a streamlined documentation procedure; while many personal loan providers in Lucknow may be fine with many documents when applying for a personal loan. Instead, we require a pick-out set of documents to verify your identification as an authentic borrower committed to meeting the payment duties immediately.

For employed people who receive profits, we need the subsequent identification files: PAN card, Aadhaar card, passport, driver's license, and voter ID. Additionally, we can request income-related documentation, including the FORM sixteen or income tax returns for the past three years, at the side of your bank statements for the three months before your utility. In case, you are a self-employed person searching for a personal loan agent in Lucknow, you can always trust us. In this case, you must provide documents consisting of your earnings tax returns, audited stability sheet, and financial institution statements.

• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof

• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip

• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rate & Charges

At Investkraft, you may expect to receive an instant personal loan in Lucknow with attractive interest costs. We recognize the value of finances in human lives and hence streamline the way of obtaining a personal loan to make it fast and hassle-free for borrowers.

Our personal loan interest rates are aggressive, ensuring you can comfortably get admission to the price range and pay off the borrowed amount through convenient monthly installments. You can relax and be assured that there won't be any hidden charges, and you may be liable for the agreed-upon terms installed at the time of your loan software.