Get a Personal Loan in Mangalore of up to 10 Lacs

You might find yourself needing money unexpectedly, especially in a fast-paced city like Mangalore. In such situations, getting a personal loan can be a wise choice. Investkraft, a renowned personal loan agency in Mangalore, offers prompt personal loans to its customers. If you need funds urgently whether you are a salaried individual or a non-salaried individual, you must fill out our online application form, set your terms, and upload the required documents.

A Personal loan can be availed through two modes, online and offline. Our online procedure is so easy to follow. Once you apply for the personal loan service in Mangalore at Investkraft, your information and documents will be verified and thereafter, the funds will be spent to your registered bank account within minutes. Our paperwork is minimal, lessening the hassle of a traditional loan application process. With Investkraft, you can easily apply for an instant personal loan in Mangalore.

Features/Benefits of Investkraft’s Personal Loan in Mangalore

Investkraft offers a wide range of personal loan services in Mangalore. If you are looking for same sort of services, you can expect below-mentioned benefits when dealing with Investkraft.

• Easy Repayment Tenure of up to 60 months
• Zero Collateral or Guarantee
• Quicker Approval
• Flexible Interest Rates
• Easy Documentation
• Online Loan Application
• Faster Loan Disbursal

Get ready for the best personal loan offer in Mangalore!

Eligibility & Documentation

Whether you are a working professional or a self-employed individual, you must be eligible to get the personal loan in Mangalore. If you are applying for a personal loan in Mangalore, you first need to check your aptness for a personal loan. You will have to meet all the terms as set by Investkraft:

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

Documents Required

Investkraft as the best personal loan agency in Mangalore, can reduce the paperwork needs to a minimum. This way, you may easily get the funds you desire.

In Nashik, our personal loan documentation is very simple. We only need your PAN valid ID proof, address proof, salary slips for the latter three months, bank statement for the last six months, income tax returns or form 16 if you are a salaried individual. If you are self-employed, you may submit your income proof / financial declarations as proof of income along with income tax returns. The following are the documents required for getting an instant personal loan with Investkraft:

For Salaried Individuals

• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof
• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip
• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rate & Charges

Our goal at InvestKraft is to give Mangalore people access to personal loans with very less interest. We provide low rates of interest on personal loans. Investkraft’s personal loan EMI calculator gives you the estimate of the monthly EMI you will have to pay after you enter the loan amount, repayment tenure, and rate of interest!

At Investkraft, our aim is to provide you with stress-free borrowing and monetary independence. Knowing that there are no additional costs or fees allows you to unwind. You may plan your budget with confidence while using InvestKraft since you repay the loan exactly as agreed upon when you originally applied.