Get a Personal Loan in Nagpur of up to 10 Lacs

Investkraft - A Company that Leaves No Stone Unturned for your Help!

Our company, Investkraft, is a one-stop brand for any kind of personal loan in Nagpur for a wide variety of customers in Nagpur. Unpredictable and urgent need for money might arise in any profession and we, as a company, are committed to our duty as a loan provider. We are known for our quick and easy process of loan application so that our valuable customers do not fall behind on their way to achieving their goals.

Our eligibility criteria are easy to understand and all details about EMI and loan repayment, be it for short term or long term, are provided at the time of issue of loan for the best convenience of our customers.

Our dedication has made us the most trusted fin-tech company in Nagpur and Investkraft, the best personal loan provider in Nagpur strive to help you fulfil all your dreams!

Features/Benefits of Investkraft’s Personal Loan In Nagpur

For anyone looking for a personal loan service in Nagpur, Investkraft presents you with the best loan features. This unique, near-perfect all-in-one loan facility is available exclusively in Investkraft as we aspire to give you the best loan experience ever. These features include:

• Easy Repayment Tenure of up to 60 months
• Zero Collateral or Guarantee
• Quicker Approval
• Flexible Interest Rate
• Easy Documentation
• Online Loan Application
• Faster Loan Disbursal

Eligibility

Our goal is to simplify the personal loan application process in Nagpur, making it accessible and convenient for a wide range of applicants such as self-employed or salaried ones, while adhering to these essential eligibility requirements.

Our eligibility criteria are simple and one is advised to go through it first before proceeding to loan application. Since we follow a digital process, you may anticipate receiving your funds as soon as possible. To avail of a personal loan in Nagpur city at Investkraft, one will need :

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

Further details of each criterion can be searched for on our website www.Investkraft.com, where credit score, too, can be calculated.

Documents Required

We, at Investkraft, follow a policy of minimum documentation - i.e., we take only the documents that are required to confirm that you’re the actual borrower and that the money is transferred to the actual person who has applied for it. Applicants will be asked to submit these documents at our location or upload them online to our website, following which the loan will be approved and money will be transferred within 24 - 72 hours, provided all the necessary criteria are fulfilled.

For salaried individuals applying for a personal loan in Nagpur, the documentation requirements include:

• identifying documents (PAN, AADHAAR, passport, driver's licence, and voter ID)
• income documentation (FORM 16/ITR OF 3 YEARS), and
• a bank statement for the three months before.

For self-employed individuals applying for an instant personal loan in Nagpur, the documentation requirements include:

• audited balance sheets,
• income tax returns,
• bank statement, etc.
• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof
• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip
• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rate & Charges

We wish to give our valued customers the best interest rates and charges available. Hence, our interest rates depend upon the credit score of an individual - the higher the credit score, the lower the interest rate. We also assure our users of no hidden charges as details of all installments to be repaid will be shared at the time of issue of the loan along with their time periods and deadlines.

Our goal is to help you achieve your goals without having to regularly worry about the loan repayment. Our transparency in not keeping any extra charges along with easy monthly installments has made us grow really fast!

For any other query, you can reach us on our toll-free number, +91-9797971876 , or email us your queries at care@investkraft.com Here are some of the frequently asked questions regarding personal loans.