Get a Personal Loan in Patna of up to 10 Lacs

An unrivalled personal loan opportunity awaits you. With a great personal loan in Patna, InvestKraft is here to assist you whether you are self-employed or have a job. Being one of the technology-related firms in India with the quickest growth, we provide an extensive spectrum of services to suit any need.

Our personal loan agents in Patna can assist you in finding the ideal personal loan, whether you want a short-term or long-term one. Your bank account will get the funds quickly if you verify your eligibility, complete our simple EMI calculation, and provide the required information. Our goal has always been to help individuals in Patna fulfil their aspirations and meet their necessities by providing them with superior personal loan solutions.

Features/Benefits of Investkraft’s Personal Loan in Patna

Look no farther than InvestKraft if you're looking for a personal loan service in Patna. We provide a wide range of personal loan choices to suit people from every aspect of life. The following are some salient features of our personal loans:

• Extended Repayment Period: Benefit from the flexibility of up to 60-month repayment plans.
• No Collateral Required: Minimising the need for collateral or a guarantee, speeds up the application procedure.
• Faster Loan Disbursal: We offer a faster loan disbursal option.
• Quick Approval: We promise a straightforward and quick approval process to provide you the money you need when you need it.
• Flexible Interest Rates: get a flexible interest rate on personal loans with Investkarft.
• Easy Documentation: We provide personal loans with an easy documentation policy.
• Online Loan Application: You can easily submit you loan application online.

Eligibility

We at Investkraft have made the process of obtaining a personal loan in Amravati easier by requiring less paperwork. To verify your identity as a borrower and your willingness to make regular repayments, we just need a few documents

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

Our hardworking staff of personal loan specialists is here to make the procedure even simpler and more pleasant for you.

Documents Required

At InvestKraft, we've simplified the personal loan application procedure in Patna by adopting a low-documentation strategy. We simply need only a few of papers in order to confirm your legitimacy as a borrower and your dedication to making regular instalments.

For candidates who are self-employed or who are salaried may provide a self-attested photocopy of your passport, driver's license, voter ID, AADHAAR card, or PAN card. You may also aksed to provide your most recent three months' worth of wage slips, together with Form 16 or your past three years' income tax returns. For self-employed people, bank statements, income tax records, and approved financial reports must be required.

For Salaried Individuals

• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof
• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip
• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Our dedication to requiring the least amount of paperwork possible guarantees a simple loan application procedure, making it easy for you to obtain the money you want.

Interest Rate & Charges

At InvestKraft, we work hard to give Patna residents access to personal loans with extremely low interest rates. Considering money plays such a significant role in people's lives, we have made the personal loan application procedure as easy and quick as possible for our customers.

Our appropriate and low interest rates on personal loans make it easy for you to obtain the funding you require and pay it back over time with manageable monthly instalments. What characterizes us is our dedication to transparency. Knowing there are no unexpected or hidden costs gives you peace of mind. You may manage your personal loan finances in Patna with confidence because InvestKraft pays precisely what was promised when you first applied for the loan. Our goal is to provide you with worry-free borrowing and financial flexibility. Get an instant personal loan in Patna now.