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People from all various backgrounds can apply for this amazing personal loan offer. If you need financial support as a salaried professional or a company owner in Raipur, InvestKraft is here to provide you with exceptional personal loan finance in Raipur. As one of India's technology startups with rapid development, InvestKraft is dedicated to offering a wide range of personalized services and solutions that are fit for the various demands of our society. Our team of experts is dedicated to helping you get a personal loan in Raipur for short-term and long-term requirements.
The beginning is simple. To find out if you qualify to get a personal loan, fill out the necessary information. For an unmatched personal loan experience, get an instant personal loan in Raipur with InvestKraft.
InvestKraft offers a variety of customized choices for those in Raipur who want a personal loan. Our individual loans provide:
When seeking straightforward personal loans in Raipur, choose InvestKraft.
We provide quick personal loans in Raipur to employed professionals as well as self-employed individuals. We make sure that when they need money, they may promptly access it without experiencing any difficulties. Our new digital application process speeds up the allocation of funding. For a comprehensive understanding of personal loan eligibility, take into account the following requirements:
We make the procedure even more straightforward and helpful for you with the assistance of our committed staff of personal loan agents.
Since we at InvestKraft believe in minimal documentation, you won't need to produce many papers in order to acquire a personal loan in Raipur. We require some of your supporting evidence in order to show that you are an authorized borrower who is committed to making the required payments on schedule.
For people who are paid a salary, we would need their proof of identity documents (PAN, AADHAAR, passport, driver's license, and voter ID), income documentation (FORM 16/ITR OF 3 YEARS), and a bank statement for the three months before. If you want to apply for a personal loan in Raipur as a self-employed person, we will require certain documentation, such as your income tax records, an audited balance sheet, a bank statement, etc. Our dedicated Raipur personal loan company is prepared to guide you through this process swiftly and easily.
In order to ensure simple and rapid access to personal loan finances in Raipur, InvestKraft provides personal loans in Raipur at competitive interest rates. We understand the significance of financial help in people's lives. Personal loans are offered by InvestKraft in Raipur with cheap interest rates that allow you to borrow money from us and easily repay it in monthly instalments. We stand out because of our commitment to transparency; after the loan has been accepted, we guarantee there won't be any extra costs; you just pay what was agreed upon.
You may be sure that when you choose InvestKraft to finance your personal loan, you will not only get fair conditions but also top-notch service. We want to make the borrowing process as easy as we can while prioritizing your financial needs.
Get to know the major benefits & features of obtaining a personal loan from Investkraft. They are sure to compel you take a personal loan from us today.
Minimal Documentation: Provide only a few straightforward papers for verification in addition to fulfilling the straightforward requirements for a personal loan.
Normative Rates: With Investkraft, you receive a favourable interest rate, clear terms and conditions, and no additional costs.
Easy Application: Since all our business processes are based on the latest technology, get a hassle-free personal loan experience with Investkraft.
Faster Disbursal: Once the given information is properly verified, we make no delay in the disbursal of the approved amount right in your bank account.
Most banks and NBFCs provide personal loans, although there are various <a href="https://www.investkraft.com/personal-loan-eligibility-and-documentation" class="bodytext-color"> eligibility criteria.</a> Yet, all financial institutions must meet a particular set of standards. The following requirements must be met in order for salaried and self-employed people to be approved for an online personal loan:
Investkraft offers personal loans with competitive interest rates, low processing fees, a simple approval process and speedy disbursements. Whether you have a wedding, home renovation or vacation in mind, Investkraft can help you achieve your goals. Personal loans are available starting Rs. 50,000 and go up to Rs. 20 lakhs, with less paperwork required
Make sure to carefully review the personal loan interest rates and fees provided below to make an informed decision. The rates and fees may vary based on the duration of your loan and any additional charges that may apply, if you modify your payment terms, will also be outlined
In addition to the bank loan interest rates, there are also fees associated with late or missed payments, as well as fees for making extra payments or paying off the loan early. It is important to carefully consider both the interest rates and fees when evaluating a loan to get the most out of it.
>Rate of Interest | 10.49% to 21% per annum |
Repayment instruction / Instrument return charges | Rs.339/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable |
Swap charges (Cheque/Instrument) | Rs.500/- per instance + GST as applicable |
Penal Interest | @ 24% per annum i.e. 2% per month on the overdue installment. |
Duplicate statement issuance charges | Rs.250/- per instance per set + GST as applicable. |
Duplicate Amortization schedule issuance charges | Rs.250/- per instance per set + GST as applicable. |
Credit Information Companies (CICs) Report Issuance Charges | Rs. 50/- per instance per set + GST as applicable. |
No Dues Certificate generation charges (Duplicate) | Rs.50 per instance per set + GST as applicable. |
Stamp Duty Charges | As per State Stamp Act |
Part Payment / Pre-Payment Charges | 5% + GST (As applicable) *Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment. |
Monthly EMI
₹ 8,676
Loan amount
Rate of interest (p.a)
Loan tenure
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Apply Personal LoanUse our personal loan eligibility calculator to check your eligibility.
Next, submit the required documents online and click Submit
Verify the submitted information and click on Submit for further processing.
No, you do not need any surety or security to avail of a personal loan with InvestKraft.