Get a Personal Loan in Raipur of up to 10 Lacs

  • Completely digital applicant
  • Attractive interest rates
 

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Personel Loan

People from all various backgrounds can apply for this amazing personal loan offer. If you need financial support as a salaried professional or a company owner in Raipur, InvestKraft is here to provide you with exceptional personal loan finance in Raipur. As one of India's technology startups with rapid development, InvestKraft is dedicated to offering a wide range of personalized services and solutions that are fit for the various demands of our society. Our team of experts is dedicated to helping you get a personal loan in Raipur for short-term and long-term requirements.

The beginning is simple. To find out if you qualify to get a personal loan, fill out the necessary information. For an unmatched personal loan experience, get an instant personal loan in Raipur with InvestKraft.

Features/Benefits of Investkraft’s Personal Loan in Raipur

InvestKraft offers a variety of customized choices for those in Raipur who want a personal loan. Our individual loans provide:

  • Enjoy the convenience of a 60-month repayment plan with flexible terms.
  • Secure a loan without the need for collateral or guarantees.
  • To get an easy personal loan in Kolhapur, you can effortlessly apply online.
  • Experience swift approval for your loan application.
  • Benefit from adjustable interest rates that align with your financial circumstances.
  • We follow an easy documentation procedure
  • Access faster loan disbursal with Investkraft.

When seeking straightforward personal loans in Raipur, choose InvestKraft.

Eligibility & Documentation

We provide quick personal loans in Raipur to employed professionals as well as self-employed individuals. We make sure that when they need money, they may promptly access it without experiencing any difficulties. Our new digital application process speeds up the allocation of funding. For a comprehensive understanding of personal loan eligibility, take into account the following requirements:

    • Minimum age should be 21 years.
    • Maximum age maturity should be 60 years or retirement age whichever is earlier.
    • The minimum net monthly income should be Rs.25000 for online application.
    • Should have finished at least 2 years in employment and 1 year in the existing organisation.
    • Should have completed a minimum of 1 year of stay at the current residence, if rented.

    We make the procedure even more straightforward and helpful for you with the assistance of our committed staff of personal loan agents.

    Documents Required

    Since we at InvestKraft believe in minimal documentation, you won't need to produce many papers in order to acquire a personal loan in Raipur. We require some of your supporting evidence in order to show that you are an authorized borrower who is committed to making the required payments on schedule.

    For people who are paid a salary, we would need their proof of identity documents (PAN, AADHAAR, passport, driver's license, and voter ID), income documentation (FORM 16/ITR OF 3 YEARS), and a bank statement for the three months before. If you want to apply for a personal loan in Raipur as a self-employed person, we will require certain documentation, such as your income tax records, an audited balance sheet, a bank statement, etc. Our dedicated Raipur personal loan company is prepared to guide you through this process swiftly and easily.

    For Salaried Individuals

    • Proof of Identity :
    • Self-attested photocopy of any one of the following:
      • Driving license
      • Passport
      • Voters ID
      • Aadhaar
      • PAN

    • KYC::
      • Valid identity/Residence/Signature proof
    • Income proof::
      • Form 16/ITR for last 3 years
      • Latest 3 months salary slip
    • Banking:
      • Latest 3 months’ Salary Credit Bank Statement.

    For Self-Employed Individuals

    • Identity & Age Proof
    • Completely filled personal loan application with photograph
    • PAN Card
    • Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
    • Bank statements for the last 3 months(preferably your salary account)
    • Salary Slips of last 3 months
    • Last 3 years Income Tax Returns with computation of Income
    • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Interest Rate & Charges

    In order to ensure simple and rapid access to personal loan finances in Raipur, InvestKraft provides personal loans in Raipur at competitive interest rates. We understand the significance of financial help in people's lives. Personal loans are offered by InvestKraft in Raipur with cheap interest rates that allow you to borrow money from us and easily repay it in monthly instalments. We stand out because of our commitment to transparency; after the loan has been accepted, we guarantee there won't be any extra costs; you just pay what was agreed upon.

    You may be sure that when you choose InvestKraft to finance your personal loan, you will not only get fair conditions but also top-notch service. We want to make the borrowing process as easy as we can while prioritizing your financial needs.

Get to know the major benefits & features of obtaining a personal loan from Investkraft. They are sure to compel you take a personal loan from us today.

Minimal Documentation: Provide only a few straightforward papers for verification in addition to fulfilling the straightforward requirements for a personal loan.

Normative Rates: With Investkraft, you receive a favourable interest rate, clear terms and conditions, and no additional costs.

Easy Application: Since all our business processes are based on the latest technology, get a hassle-free personal loan experience with Investkraft.

Faster Disbursal: Once the given information is properly verified, we make no delay in the disbursal of the approved amount right in your bank account.

Personal Loan Eligibility Criteria

Most banks and NBFCs provide personal loans, although there are various <a href="https://www.investkraft.com/personal-loan-eligibility-and-documentation" class="bodytext-color"> eligibility criteria.</a> Yet, all financial institutions must meet a particular set of standards. The following requirements must be met in order for salaried and self-employed people to be approved for an online personal loan:

  • Minimum age should be 21 years.
  • Maximum age maturity should be 60 years or retirement age whichever is earlier.
  • Minimum net monthly income should be Rs.25000 for online application.
  • Should have finished at least 2 years in employment and 1 year in the existing organisation.
  • Should have completed minimum 1 year of stay at the current residence, if rented.

Documents Required

  • Proof of Identity :
  • Self-attested photocopy of any one of the following:
    • Driving license
    • Passport
    • Voters ID
    • Aadhaar
    • PAN

  • KYC::
    • Valid identity/Residence/Signature proof
  • Income proof::
    • Form 16/ITR for last 3 years
    • Latest 3 months salary slip
  • Banking:
    • Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

  • Identity & Age Proof
  • Completely filled personal loan application with photograph
  • PAN Card
  • Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
  • Bank statements for the last 3 months(preferably your salary account)
  • Salary Slips of last 3 months
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rates & Charges

Investkraft offers personal loans with competitive interest rates, low processing fees, a simple approval process and speedy disbursements. Whether you have a wedding, home renovation or vacation in mind, Investkraft can help you achieve your goals. Personal loans are available starting Rs. 50,000 and go up to Rs. 20 lakhs, with less paperwork required

Make sure to carefully review the personal loan interest rates and fees provided below to make an informed decision. The rates and fees may vary based on the duration of your loan and any additional charges that may apply, if you modify your payment terms, will also be outlined

In addition to the bank loan interest rates, there are also fees associated with late or missed payments, as well as fees for making extra payments or paying off the loan early. It is important to carefully consider both the interest rates and fees when evaluating a loan to get the most out of it.

>Rate of Interest 10.49% to 21% per annum
Repayment instruction / Instrument return charges Rs.339/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per instance + GST as applicable
Penal Interest @ 24% per annum i.e. 2% per month on the overdue installment.
Duplicate statement issuance chargesRs.250/- per instance per set + GST as applicable.
Duplicate Amortization schedule issuance charges Rs.250/- per instance per set + GST as applicable.
Credit Information Companies (CICs) Report Issuance Charges Rs. 50/- per instance per set + GST as applicable.
No Dues Certificate generation charges (Duplicate) Rs.50 per instance per set + GST as applicable.
Stamp Duty Charges As per State Stamp Act
Part Payment / Pre-Payment Charges5% + GST (As applicable)
*Pre payment charges shall be charged on principal outstanding. *Part payment charges shall be charged on the amount of part payment.

Monthly EMI

₹ 8,676

Loan amount

₹10,000
₹1,00,00,000

Rate of interest (p.a)

%
1 %
50%

Loan tenure

1 Years
30 Years
...

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Now Get a Personal Loan Online

IN 3 EASY STEPS

Your dreams matter to You and Us and we promise to do our best to help you achieve those dreams!

Apply Personal Loan
 

1Check eligibility

Use our personal loan eligibility calculator to check your eligibility.

 

2 Submit the docs

Next, submit the required documents online and click Submit

 

3 Submit application

Verify the submitted information and click on Submit for further processing.

 

Instant Personal Loan For All Your Needs

Zero Worries About Money

Choose from our specially curated personal loans for every need, like vehicle, shopping, travel, wedding and others.

Get Cash at Your Fingertips With Our Personal Loan. Apply Now!

Low Rates. Fast Approval. Easy Repayment Options.

Frequently asked questions

The maximum loan amounts vary according to policy, income, and creditworthiness. For specifics, use our calculator or get in touch with customer service.

A set monthly payment that includes both the principal and interest on your personal loan is known as an EMI or Equated Monthly Instalment. This enables you to simply and consistently make reasonable payments against the principal of your loan.

InvestKraft personal loans typically have terms of one to five years. You may choose a repayment plan that meets your needs financially and ensures reasonable EMI payments

No, you do not need any surety or security to avail of a personal loan with InvestKraft.

InvestKraft aims to provide the best BFSI services in native languages by providing end-to-end connectivity across the country. We aim to create a complete profile so that our customers can buy or invest in any reputed BFSI using a single KYC number. Our financial services at InvestKraft include Income Shares, Fixed Income, Cash Out, DSA Loans, P2P Investments and more.
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