Get a Personal Loan in Surat of up to 10 Lacs

A personal loan offer that is second to none Need money fast? Choose our fast, hassle-free and affordable personal loans that can help you meet the financial needs you need. Personal loans require no obligations and at Investkraft we offer personal loans in Surat with easy documentation, fast processing and fast payments.

The variety of our personal loans makes them suitable for many purposes including weddings, home renovations, education, holidays and more. Additionally, there is no limitation on the loan amount and it can be used for any purpose the borrower wishes. Personal loans can speed up the credit-building process compared to other types of loans. This is dangerous because it is unsafe.

A personal loan is an unsecured loan that generally helps borrowers meet their financial obligations. Getting a personal loan is easy because you don’t need to sign a contract and have some restrictions on how you can spend the money. For qualified individuals, Investkraft offers personal loans at affordable interest rates. Income earners can choose to apply for a personal loan in Surat from the comfort of their homes using our online application. Our solutions and clear processes have helped millions of customers across India. Now meet all your needs effortlessly, as you enjoy competitive interest rates and instant Personal Loans in Surat with the benefits of a long repayment tenure of up to 60 months.

Features/Benefits of Investkraft’s Personal Loan in Surat

Investkraft also offers unsecured Personal Loans in Surat with no restrictions on use. Obtain loans with low interest rates and no hidden costs, ensuring loan affordability and transparency. A few features of our personal loan include:

• Easy Repayment Tenure of up to 60 months
• Zero Collateral or Guarantee
• Quicker Approval
• Flexible Interest Rates
• Easy Documentation
• Online Loan Application
• Faster Loan Disbursal

Eligibility & Documentation

Eligibility criteria for personal loans in Surat vary from borrower to borrower and generally depend on the borrower’s age, annual income, city of residence, credit history, and credit score. Additionally, we ensure that our borrowers face no difficulties getting the amount they require when they need it. As the whole procedure is done digitally, you can get the funds as soon as possible. Before applying for an instant personal loan in Surat, you can check the below requirements to get the loan.

• Minimum age should be 21 years.
• Maximum age maturity should be 60 years or retirement age whichever is earlier.
• The minimum net monthly income should be Rs.25000 for online application.
• Should have finished at least 2 years in employment and 1 year in the existing organisation.
• Should have completed a minimum of 1 year of stay at the current residence, if rented.

Documents Required

Investkraft does not ask for many documents. To obtain an urgent personal loan in Surat, you don't have to provide several documents when you are dealing with Investkraft. We only ask for a few documents in order to confirm that you are a real borrower and are capable of making the payments on time.

Investkraft only asks for identifying documents ( such as PAN, AADHAAR, passport, driver's licence, and voter ID) from individuals receiving a salary, as well as income documentation (FORM 16/ITR OF 3 YEARS), along with a bank statement for last three months. If you are interested in applying for a personal loan in Surat as a self-employed person, we will need a few documents such as your income tax returns, bank statement, audited balance sheet, etc.

For Salaried Individuals

• Proof of Identity :
Self-attested photocopy of any one of the following:
• Driving license
• Passport
• Voters ID
• Aadhaar
• PAN

• KYC::
• Valid identity/Residence/Signature proof
• Income proof::
• Form 16/ITR for last 3 years
• Latest 3 months salary slip
• Banking:
• Latest 3 months’ Salary Credit Bank Statement.

For Self-Employed Individuals

• Identity & Age Proof
• Completely filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months(preferably your salary account)
• Salary Slips of last 3 months
• Last 3 years Income Tax Returns with computation of Income
• Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Interest Rate & Charges

By choosing Investkraft, you can expect to get a personal loan in Surat at attractive interest rates. We know the importance of money in people’s lives and thus we make the procedure of getting a personal loan easy and quick for borrowers.

Investkraft, the best personal loan finance company in Surat, offers affordable personal loan interest rates which, in turn, means you can easily choose to get funds and repay the amount in easy monthly installments. By choosing Investkraft, you can stay stress-free that there are no hidden charges and you can pay only what was promised at the time of loan application.