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In simple terms, an education loan is a kind of loan in which the loan amount is used to fund the educational expenses of a child. There are numerous banks and NBFCs in India that provide education loans to people at reasonable interest rates with exceptionally extended payback periods. This makes education loans quite easy to avail as compared to other types of loans. Read More
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Whether you want to stay in a national educational institute or a reputed institute in another country, our education loan can help you meet the financial requirements related to your education in the easiest possible way. Check out the major features of InvestKraft’s education loan.
You don’t need to visit any branch or office to apply for an education loan with InvestKraft. The entire application process is 100% digital which means you can check the eligibility criteria online and apply for an education loan with InvestKraft today.
While applying for an education loan, there is no need to upload a lot of documents. At InvestKraft, we have put in place an easy documentation protocol which means you will be asked to submit fewer documents to avail of this loan. Upload a few documents and expect to get faster approval on your application.
Our education loan comes at relatively lower interest rates. Since our interest rates are repo-linked, you can expect to shell lower amounts in your EMIs against the borrowed loan amount. At InvestKraft, your monthly EMI would be much lower than other lenders.
Don’t need to worry if you made up your mind at the last minute. You can apply for an education loan with InvestKraft anytime, anywhere and we make no delay in assessing your application and approving if everything falls in your favour. Our loan approval process is fully digital and the loan amount will be transferred to your bank account in no time.
Due to the rapidly surging inflation rate, things have become costlier like never before and we are fully aware of the same. You can easily avail an education loan of 30 lakhs from InvestKraft anytime for domestic education and up to Rs. 70 lakhs for overseas education. So, stay rest assured about the money when it comes to dealing with lenders through InvestKraft.
To avail of an education loan from InvestKraft, you don’t need to pledge any security or collateral with us. Our education loan is an unsecured loan which means if you are eligible for the loan, you can get the approved loan amount right in your bank account without pledging any security.
You can easily choose to prepay your pending loan amount without facing any kind of penalty amount. This makes InvestKraft’s education loan for women an easy affair in all aspects of education funding.
As education is one of the essential elements in a child’s growth, it is necessary to provide top-quality education to children. However, with the rise in the cost of quality education, many students refrain from seeking education, particularly higher education.
For those looking to chase their career ambitions, an education loan gives an excellent opportunity as getting money for educational purposes is very easy with InvestKraft’s education loan.
Individuals pursuing higher education, such as undergraduate, postgraduate, or professional courses.
Parents can apply for education loans on behalf of their children to fund their education.
Legal guardians can apply for education loans for their wards.
Self-employed individuals can apply for education loans to fund their own education or that of their dependents.
Choose from our specially curated personal loans for every need, like vehicle, shopping, travel, wedding and others.
If you have made up your mind to get an education, the first thing you should check is the eligibility criteria for the same.
The next thing to look for is the documents required to avail an education loan from a reputed lender through InvestKraft. You need to arrange the following documents that are generally demanded by a lender:
Additional documents may be requested in case of collateral required.
Your dreams matter to You and Us. We strive to ensure our every user gets the required online Education loan on priority.
Apply Education Loan
You can use our personal loan eligibility calculator to check your eligibility.
Next, submit the required documents online and click Submit to process your personal loan application.
Verify the submitted information and click on Submit for further processing.
Like other types of loans, education loans also attract certain charges and interest rates. The rate of interest and other charges vary from one lender to another. Hence, it is better to gain a better understanding of the same before applying for an education loan in India.
| Interest rate | Beginning from [REPO Rate + 3.45%(Spread)] |
|---|---|
| Processing Charges | IDFC First Bank - Above Rs. 7.5 Lacs -Up to 1.5%*; up to 2% of the loan amount + GST (Axis Bank) |
| Pre-closure charge | No charges applicable |
| Bounce charges | Rs. 400/- per dishonoured cheque (HDFC) |
There are several reasons to choose an education loan to finance your child’s education.
In typical cases when everything is set, it doesn’t take more than 7 days to get the education loan disbursed.
Applying for an education loan through InvestKraft can save your time as the process is completely digital. You can expect quick approval, fast disbursal, lower interest rates, higher loan amounts, and more.
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