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Professional Loans
No Collateral Required
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Low Interest Rates
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Quick Disbursal
Why InvestKraft?
We are India’s fastest growing fintech company with all BFSI services on one platform.
Get a Professional Loan up to 50 Lakhs
What's a Professional Loan?
A Professional Loan is a type of personal loan for licensed professionals like doctors, CAs, lawyers, and others. It helps them with their professional needs like clinic setup, office expansion, or working capital needs. With InvestKraft, you can easily get the right doctor loan or loan for professionals online.
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Professional Loan EMI Calculator
Now, calculate easily the EMIs you need to pay for your professional loan, using the InvestKraft professional loan EMI calculator.
Features and Benefits of a Professional Loan From InvestKraft
We understand the financial needs of professionals like you. That is why our professional loans have the following features and benefits:
Tailored to You
These loans are often designed with your specific profession in mind. It can help plan well and execute your ideas in reality without the worry of arranging funds from family or friends.
Higher Loan Amounts
You might be able to borrow more than with a regular personal loan. It is the additional feature or facility that aims to ensure the raised professional loans serve your purpose. You do not need to borrow an extra amount of funds from other sources to open or expand your business.
Flexible Repayment
Choose how you want to pay it back – weekly, monthly, or whatever works best for your busy schedule. This is aimed at making the repayment free from stress.
Lower Interest Rates
Sometimes, you might get a better deal on the interest you pay compared to other loans. This can be of great help and save money that can be used in other ways.
| Features | Description |
|---|---|
| Profession-Specific Loans | Designed for doctors, CAs, and other professionals with terms as per their requirements. |
| Higher Loan Amounts | Get a higher amount than regular personal loans to support your profession. |
| Flexible Repayment Options | Repayment terms as per your convenience. |
| Quick Disbursal | Fast approvals and disbursal, so you no longer have to wait for those important decisions. |
| Lower Interest Rates | Get lower interest rates than usual personal loans, thus saving money in the long term. |
| No Collateral Required | No need to pledge any security like home, property or others. |
| Multipurpose Usage | Use funds for clinic setup, office equipment, hiring staff, or expansion. |
So, why wait to expand your professional domain? Apply for a professional loan from InvestKraft now.
Who Can Apply for a Professional Loan?
The following can apply for a professional loan:
| Profession | Professional Loan Use | Apply Link |
|---|---|---|
| Doctors | For clinic setup, advanced education, hiring staff, or buying medical equipment. | Apply Now |
| Engineers, Architects and others | To renovate offices, expand operations, or purchase business-related tools and tech. | Apply Now |
| Chartered Accountants (CAs) | For office expansion, staff hiring, renovation, or financing professional growth. | Apply Now |
| Consultants (IT, Finance, and other fields) | To invest in marketing, improve office infrastructure, or grow their consulting business. | Apply Now |
| Veterinarians | For opening clinics, purchasing diagnostic tools, or expanding animal care services. | Apply Now |
| Designers (Interior, Fashion, Graphic) | To rent studio spaces, purchase creative tools, or manage large design projects. | Apply Now |
A doctor can apply for a professional loan without any hassle to continue education, hire team members, open a clinic, buy new medical equipment, or for many other purposes.
Also, engineers like architects are eligible to apply for professional loans to renovate or expand offices, and businesses, buy business-related equipment, and for various other purposes at a low rate.
A CA can often qualify for professional loans to finance their professional development, hire new staff, scale up a business, expand the office, renovate the existing office, and for many other reasons.
Management, financial, or IT consultants can utilize professional loans to invest in marketing, hire staff, or upgrade their workspace.
Animal care professionals can use loans to establish clinics, buy diagnostic tools, or expand their services.
Interior, fashion, or graphic designers can take professional loans to buy necessary materials and tools or rent creative spaces.
Best Personal Loan with Lowest EMI
We have a personal loan for all your occasions, needs and emergencies.
( Click on your preferred personal loan now)
Eligibility Criteria for a Professional Loan
You need to prove you're a bonafide or certified professional:
- Proof of Your Profession: Show your license, registration, or any official documents that say you're qualified.
- Steady Income: You need to show you have a reliable income stream to make those loan payments.
- Good Credit History: Generally, you'll need a decent credit score to qualify.
Documents Required for a Professional Loan
Here's the common paperwork you may need to apply for a professional loan:
- Proof of Identity: Things like your driver's license, Aadhaar, PAN, or passport.
- Proof of Address: A recent utility bill or bank statement.
- Income Proof: Your tax returns, payslips, or business records.
- Professional Qualification: Your license, registration, etc.
How To Apply For a Professional Loan from InvestKraft?
Getting a professional loan is simple and easy. In just 3 easy steps, you can get the funds for upgrading your profession:
Apply Professional Loan
1Fill in Your Details
Start by filling out our easy application form with your basic information and click Submit. You can use our app to get a vehicle loan as well.
2 Upload Your Documents
Submit the required documents online, such as ID proof, income proof, and bank statements. These will be communicated to you once you provide your basic information.
3 Get the Funds
Once your documents are verified and the loan is approved, the required amount will be credited directly to your bank account.
Professional Loan Interest Rates and Other Charges
The following are the professional loan interest rates and other charges that you must know before applying for a professional loan:
| Particulars | Details |
|---|---|
| Interest Rate |
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| Processing Charges |
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| Pre-closure Charges |
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| Bounce Charges | Typically INR 500 per bounce + applicable taxes |
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Frequently Asked Questions
Often, these loans are for business expenses, buying equipment, or even for professional development.
Late payments can hurt your credit score and may incur extra charges.
Contact the expert representatives at InvestKraft directly or visit our website for detailed information on professional loans offered by the lender you choose to apply with.
Not always, many professional loans are unsecured, so you don’t need to pledge any assets.
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