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Wedding Loan
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Get a Wedding Loan up to 50 Lakhs
What is a Wedding Loan?
A wedding loan is a kind of personal loan that is provided to a person to manage wedding-related expenses. Since a wedding arrangement is a complex affair and requires a huge amount of money, a wedding loan can help a man or woman to get financial support for all the expenses related to a wedding like venue booking, catering, flower decoration, vehicle rental, jewellery, gifting, outfit, entertainment, photography, and others. These days when inflation is breaking all its previous records, a wedding loan brings a sense of respite to couples looking to have a lavish wedding ceremony. The best part of a wedding loan is that the borrowed amount can be paid back to the bank or NBFC in smaller monthly installments.
At InvestKraft, wedding loans by various lenders come with a host of benefits and features for people looking to have a wonderful wedding ceremony. You can be rest assured about getting the most attractive loan offer given your profile is strong. We believe in making credit services reliable and accessible and our wedding loans are one of the ways we touch the lives of others.
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Features and Benefits of InvestKraft’s Wedding Loan
No matter what kind and size of wedding function you are planning to throw, a wedding loan by InvestKraft lets you stay confident about the money that is needed to have a wonderful and memorable wedding celebration. At InvestKraft, we are well aware of the fact that weddings are mostly a once-in-a-lifetime event and that’s why we don’t leave a single stone unturned to get your loan approved in an easier and faster way.
As has been already mentioned, taking a wedding loan from InvestKraft means you open up to a new world of features and benefits. Our wedding loan comes with easy repayment options which means you need to stress regarding the same especially when you can repay the amount in easy installments. We do not just arrange finance for your wedding endeavour but we partner with you in your journey of life.
The Benefits of Applying for a Wedding Loan
100% Digital Loan Application
In today’s digital age, availing of a wedding loan from InvestKraft is very easy as our process is completely digital and user-centric. Just download the InvestKraft app and apply for a wedding loan today.
Minimal Documentation
You don’t need to furnish a ton of documents to avail a personal loan. We believe in making things simpler and quicker when it comes to availing a loan for your wedding. Upload a few documents and expect to get faster approval on your application.
Affordable Interest Rates
Say yes to reliable and affordable wedding loans with our lower interest rates charged. Don’t expect to get a wedding loan at exorbitant interest rates as we endeavor to make credit not just easier but affordable too. Our wedding loans come at nominal interest rates.
Faster Approval
Don’t need to worry if you made up your mind at the last minute. You can apply for a wedding loan with Investkraft anytime, anywhere and we make no delay in assessing your application and approving if everything falls in your favour. Our loan approval process is fully digital and the loan amount will be transferred to your bank account in no time.
Loan amount of up to Rs. 50 lakh
We are fully aware of the surging inflation rate and how costly it is to arrange things for a wedding. You can easily take a wedding loan of up to Rs. 50 lakh from InvestKraft given your profile meets the minimum eligibility criteria. So, whatever kind of wedding you want to have, you can get it done without worrying about money.
Zero Collateral
To avail of a wedding loan from InvestKraft, you don’t need to pledge any security or collateral with us. Our wedding loan is an unsecured loan which means if you are eligible for the loan, you can get the approved loan amount right in your bank account.
No Prepayment Penalty
You can easily choose to prepay your pending loan amount without facing any kind of penalty amount. This makes InvestKraft’s wedding loan an easy affair in all aspects of wedding finance arrangements.
Who can apply for a Wedding Loan?
Couples can take wedding loans to cover venue bookings, apparel, photography, or honeymoon expenses without financial stress.
Parents can use wedding loans to fund ceremonies, gifts, or other arrangements without exhausting savings or investments.
Brothers or sisters planning a grand wedding for their siblings can utilize loans for event management or last-minute costs.
Entrepreneurs in the wedding planning business can take loans to pre-pay vendors, book venues, or manage large-scale weddings.
Instant Personal Loan For All Your Needs
Choose from our specially curated personal loans for every need, like vehicle, shopping, travel, wedding and others.
Eligibility & Documentation
Want to apply for a wedding loan at InvestKraft? Do look at the eligibility criteria before making an application online.
- Age: The age of the applicant should be between 23 years - 65 years.
- Occupation: The applicant can be either a salaried employee or self-employed.
- CIBIL Score: The applicant should have a CIBIL or credit score of a minimum of 700.
- Monthly Salary: The minimum monthly salary of the applicant must be Rs. 20,000, given the city of residence.
Documents for a Wedding Loan
The next thing to look for is the documents required to avail of a wedding loan through InvestKraft, a fast-growing aggregator in the country of India.
For Salaried Individuals
- Identity Proof:
- Self-attested photocopy of any one of the following:
- Driving license
- Passport
- Voters ID
- Aadhaar
- PAN
- KYC:
- Valid identity/Residence/Signature proof
- Income proof:
- Valid identity/Residence/Signature proof Form 16/ITR for last 3 years
- Latest 3 months salary slip
- Banking:
- Latest 3 months’ Salary Credit Bank Statement.
For Self-employed Individuals
- Identity & Age Proof – Aadhaar Card
- Completely filled out personal loan application with photograph
- PAN Card
- Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
- Bank statements for the last 3 months(preferably your salary account)
- Salary Slips for the last 3 months
- Last 3 years' Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Now Get a Wedding Loan Online
IN 4 EASY STEPS
Your dreams matter to You and Us. We strive to ensure our every user gets the required online wedding loan on priority.
Apply Wedding Loan
2 Gather Your Documents
Get all the paperwork ready.
3 Submit Your Application
Fill out the application form and upload your documents.
4 Wait for Approval
The lender will review your application and let you know if you are approved.
Interest Rates & Charges
It is better to obtain a low-interest personal loan to lower your total expenses and interest rate. Many factors may affect a wedding loan's availability, so be sure to take them into account before applying. To compute your main EMIs, and interest payable, and schedule your payback, you may also utilise a wedding loan EMI calculator.
| Interest rate | starts with 10.85% onwards |
|---|---|
| Processing Charges | up to 3.93% of the loan amount (inclusive of applicable taxes) |
| Pre-closure charge | 4.5% on the principal outstanding (Tata Capital) |
| Bounce charges | Rs. 700 - Rs. 1,200 per bounce may be levied which can vary from one lender to another |
Get Cash at Your Fingertips With Our Personal Loan. Apply Now!
Low Rates. Fast Approval. Easy Repayment Options.
Frequently asked questions
While the primary purpose of a wedding loan is to cover wedding-related costs (venue, catering, etc.), some lenders may allow a portion of the loan to be used for honeymoon expenses. However, it is important to clarify this with your lender beforehand to avoid any unexpected issues.
Like any loan, a wedding loan can impact your credit score. On-time payments will positively impact your score, while missed payments can significantly damage it. It's essential to create a realistic repayment plan and stick to it to maintain a healthy credit score.
Yes, you can combine a wedding loan with your personal savings to finance your wedding. This can help you reduce the overall loan amount and potentially lower your interest rates and monthly payments.
Yes, you and your partner can usually apply for a joint wedding loan. This can help you qualify for a larger loan amount and potentially secure a lower interest rate. However, both partners will be responsible for repaying the loan, even after marriage.
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