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Women Loans
Lower Interest Rates
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100% Online Process
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Faster Loan Approval
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Get a Women Loan up to 50 Lakhs
What is a Personal Loan for Women?
Women always have been an indispensable part of our society and just like men they always wanted to become financially independent. A personal loan for women is a great initiative by lenders at InvestKraft to empower women all across the country and help them get fast and reliable finance anytime, anywhere. This personal loan is especially meant for women and comes with some exclusive features that help women get the most out of it.
Our personal loan for women is an unsecured loan and can be used for any purpose like debt settlement, gadget buying, vacations, higher education or business setup, organising a lavish wedding, managing sudden expenses, healthcare expenses, and even shopping. If you are a working woman, it is very easy and quick to avail of this personal loan which comes at lower interest rates and lenient repayment terms and conditions. Moreover, we follow a completely digital loan application process for this personal loan which means you can expect to get a steadfast response from our team.
At a time when women have been touching new skies of success in every sphere of life and business, our special personal loan for women helps them stay carefree when it comes to seeking quick finances for any of their needs. At InvestKraft, we believe that all genders are the same and all our loan products have been designed keeping in mind the rapidly changing financial needs of people from different walks of life and women are no exception.
So, what are you waiting for? Just download the InvestKraft app on your smartphone today, visit our personal loan section, check the eligibility criteria, upload the documents, get approval, and it’s done. The sanctioned amount will be disbursed to your bank account quickly. This way, you can open up to a new world of happiness with InvestKraft.
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Features and Benefits of InvestKraft’s Personal Loan For Women
Be it any kind of financial need you may have, our loan for women has been designed keeping in mind today’s women and their specific needs. This is why this unsecured personal loan comes with numerous features and benefits for the users. Let’s get to know about them below:
Completely Digital Loan Application
At a time when India has been pioneering the field of digital revolution, all our loan products can be availed through a 100% digital loan application. You just need to download the InvestKraft mobile app, visit the section, upload the required docs, and get approval. Things couldn’t be better than this.
Minimal Documentation
You don’t need to furnish a ton of documents to avail of a personal loan. We believe in making things simpler and quicker when it comes to availing a loan for any of your needs. Upload a few documents and expect to get faster approval on your application.
Affordable Interest Rates
Say yes to reliable and affordable wedding loans with our lower interest rates charged. Don’t expect to get a personal loan at higher interest rates as we endeavour to make credit not just simpler but affordable too. Our personal loans for women come at reasonable interest rates.
Faster Approval
Don’t need to worry if you made up your mind at the last minute. You can apply for a personal loan with InvestKraft anytime, anywhere and we make no delay in assessing your application and approving if everything falls in your favour. Our loan approval process is fully digital and the loan amount will be transferred to your bank account in no time.
Loan amount of up to Rs. 50 lakh
Due to the rapidly surging inflation rate, things have become costlier like never before and we are fully aware of the same. You can easily avail of a personal loan for women of up to Rs. 10 lakh from InvestKraft anytime, anywhere. So, stay rest assured about the money when it comes to dealing with InvestKraft.
Zero Collateral
To avail of a personal loan from InvestKraft, you don’t need to pledge any security or collateral with us. Our personal loan for women is an unsecured loan which means if you are eligible for the loan, you can get the approved loan amount right in your bank account.
No Prepayment Penalty
You can easily choose to prepay your pending loan amount without facing any kind of penalty amount. This makes InvestKraft’s personal loan for women an easy affair in all aspects of wedding finance arrangements.
Whether you are a homemaker or a working woman, a doctor, an executive, a banker or anyone else, our personal loan for women is meant for everyone who wants to avail quick finance for any needs. From minimal documentation to affordable EMIs, this personal loan is not just easy to avail but also easy to manage and repay.
You can easily choose to take a personal loan of up to Rs. 10 lakh from InvestKraft in no time. You don’t need to pledge any security or collateral to avail this kind of personal loan. After figuring out the capital amount, assess how much of your savings you can comfortably use to cover the remaining amount. This will enable you to ascertain the required loan amount when applying for a quick personal loan for a stay-at-home mum.
Who can apply for a Personal Loan For Women?
Female business owners can use Personal Loan For Women to expand their business, purchase equipment, or meet working capital needs.
Women managing households can take personal loans to fund education, home improvement, or unexpected family expenses.
Women in salaried jobs can use personal loans to manage medical emergencies, travel expenses, or major purchases without dipping into savings.
Independent female professionals like designers, writers, or consultants can use Personal Loan For Women to invest in skills, and tools, or manage irregular cash flow.
Instant Personal Loan For All Your Needs
Choose from our specially curated personal loans for every need, like vehicle, shopping, travel, wedding and others.
Eligibility & Documentation
Are you willing to avail a personal loan for women from InvestKraft? Below we have defined the eligibility criteria for our personal loans.
- Age: The age of the applicant should be between 23 years-65 years.
- Occupation: The applicant can be either a salaried employee or self-employed.
- CIBIL Score: The applicant should have a CIBIL or credit score of a minimum of 700.
- Monthly Salary: The minimum monthly salary of the applicant must be Rs 20,000, given the city of residence
Documents for Personal Loans for Women
The next thing to look for is the documents required to avail of a personal loan through InvestKraft. Have a look at the required documents:
For Salaried Individuals
- Proof of Identity:
- Self-attested photocopy of any one of the following:
- Driving license
- Passport
- Voters ID
- Aadhaar
- PAN
- KYC:
- Valid identity/Residence/Signature proof
- Income proof:
- Form 16/ITR for the last 3 years
- Latest 3 months salary slip
- Banking:
- Latest 3 months’ Salary Credit Bank Statement.
For Self-employed Individuals
- Identity & Age Proof – Aadhaar Card
- Completely filled out personal loan application with photograph
- PAN Card
- Residence proof - Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
- Bank statements for the last 3 months(preferably your salary account)
- Salary Slips for last 3 months
- Last 3 years' Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
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Apply in 4 Easy Steps
Your dreams matter to You and Us. We strive to ensure our every user gets the required online Women loan on priority.
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2 Gather Your Documents
Get all the paperwork ready.
3 Submit Your Application
Fill out the application form and upload your documents.
4 Wait for Approval
The lender will review your application and let you know if you are approved.
Interest Rate & Other Charges
The interest rate on a personal loan for women is a proportion of the principle, or the amount borrowed, that the lender charges the borrower. When applying for women's personal loans, borrowers research the market and select a lender offering women's personal loan interest rates that are competitive.
Lenders charge interest on the loans they provide. This rate is determined by a number of variables, such as the borrower's credit score, the loan's principal amount, the loan's payback period, and the loan's installment plan. Lower interest rates are associated with certain factors, such as a longer loan term, a smaller principal amount, and a higher credit score, and vice versa.
| Interest rate | range between 10.85% to 24.00% (Fixed Rate) |
|---|---|
| Processing Charges | usually stays between 0% and 6% of the approved loan value |
| Pre-closure charge | Generally, 0%-7% of the balance principal outstanding + GST @ 18% |
| Bounce charges | Ranges between Rs. 300 – 500 + taxes in most of the cases |
Stamp duty: Payable as per state laws and deducted upfront from loan amount
Mandate rejection charges: Rs. 450 per month from the first month of the due date for the mandate rejected by the customer bank until the registration of the new mandate.
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Frequently asked questions
A personal loan for women refers to an unsecured loan that is especially meant for women to help them fulfil their financial needs. There is no need for the borrowers to pledge any security or collateral to borrow the loan amount.
Our personal loan for women can be used by female borrowers for any purpose like weddings, shopping, debt reconsolidation, purchase of mobile phones or other gadgets, funding higher education, medical expenses, home renovation, vacations, and others.
You would need the following documents to apply for a personal loan for women.
- The applying women should arrange their Aadhar card
- PAN cards for identification purposes
- Salary slips for the past two months to demonstrate a consistent flow of income.
- Past 6 months’ bank account statement
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