The National Pension System (NPS) was established to give residents retirement income and to promote savings among the populace. It was exclusive to government recruits at the time of debut, but it is...
You have probably encountered the terms "credit score" and "CIBIL score" if you have ever applied for a credit card or sought a loan from a bank or non-bank financial institution....
Imagine that you have worked very hard to raise your credit score over a long period. You now have faith that the banks will grant your loan request quickly and at a reasonable interest rate. Unfortun...
The home bought by a person is one of the most important possessions in one’s life. It is not just considered a big achievement for a person and their relatives but it is an asset that holds a l...
The CIBIL stands for Credit Information Bureau (India) Limited (CIBIL). It is the first Credit Information Company (CIR) in India founded in 2000. Among the four Reserve Bank of India (RBI) licensed c...
The Finance Minister, Nirmala Sitharaman, has introduced a new tax regime in the Union Budget of 2020. In this regime, tax slabs were changed and offered concessional rates to the taxpayers. So, now t...
A financial plan is a tool that helps you manage your money in the right manner. It identifies your income sources, such as your salary, and tracks your expenses, including rent, food, and entertainme...
The financial sector of India has been touching newer heights with every passing day. There are several reasons behind the level including a rise in per capita income, stable government, relaxed gover...
In today’s fast-paced life, money is one of the essential needs of people of all types. Whether it is fulfilling your dreams or meeting your life’s needs, money is needed for almost every...
In today’s competitive environment, starting and managing a business is no easy thing. There are hundreds of things that need to be managed proficiently to get the desired success. Among various...