If you find a credit enquiry from a bank/financial institution that you do not recognize on your CIBIL report, it could mean that someone used your information to apply for a personal loan or credit c...
Loan syndication is a solution for borrowers seeking large loans that may be beyond a single lender’s capacity. This process involves bringing together multiple lenders to fulfil the borrower’s requir...
You have probably encountered the terms "credit score" and "CIBIL score" if you have ever applied for a credit card or sought a loan from a bank or non-bank financial institution. The phrases are freq...
Minimum cibil score to get business loan, Effective preparation, diligence, and a willingness to take risks are essential for starting and operating a successful firm. Access to large amounts of...
P2P lending has grown significantly in India, becoming an important part of the financial ecosystem. The RBI’s decision to regulate these platforms as NBFCs was expected, as it had been in the pipelin...
Your CIBIL score is the first thing lenders check when you apply for a loan or credit card. The reasons are quite obvious and one of them is to check the creditworthiness of the applicant. Your CIBIL...
Cheque truncation is an electronic clearing method used to settle and clear cheques between banks without physical paperwork or the cheque itself. Its purpose is to speed up the cheque-clearing proces...
In the fast-paced world of banking, having quick access to customer care is crucial for resolving issues like lost cards, transaction failures, or loan inquiries. This updated list for 2025 provides t...
In India's dynamic financial sector, growth and income generation opportunities constantly evolve. One avenue that has gained significant traction is the role of a Direct Selling Agent (DSA). Na...
Understanding your creditworthiness is crucial when applying for loans, credit cards and insurance in India. The Reserve Bank of India (RBI) has licensed credit bureaus to collect and maintain your cr...