In India, understanding your CIBIL score is crucial if you have taken out consumer loans, credit cards, personal loans or loans against property. The score, which ranges from 300 to 900, is calculated...
Cashless claim settlements are an important part of health insurance today, benefiting policyholders and the industry. The regulatory authority, IRDAI, has issued new guidelines for health insurance p...
If you find a credit enquiry from a bank/financial institution that you do not recognize on your CIBIL report, it could mean that someone used your information to apply for a personal loan or credit c...
To fully understand your company’s performance, examining various metrics that shed light on different aspects of the business is essential. The working capital ratio or WCR stands out as a significan...
P2P lending has grown significantly in India, becoming an important part of the financial ecosystem. The RBI’s decision to regulate these platforms as NBFCs was expected, as it had been in the pipelin...
The terms “moratorium period” and “grace period” are often mistaken to have the same meaning. However, they have distinct differences. It is important to understand both the grace period and the morat...
The working capital cycle, which measures how quickly a business can convert its current assets into cash, is a critical financial indicator. It gauges the efficiency and profitability of a company. T...
Microfinance in India has been rapidly expanding as a viable financial service due to the emergence of Microfinance NBFCs, the growth of self-help groups business by Public Sector Banks and the implem...
The new offering of Loan Against ELSS Mutual Funds allows investors to unlock the potential of their investments while meeting their financial needs. This option will enable investors to avail a loan...
Taking out a loan against mutual funds or stocks can provide a smart alternative if you need to borrow money and have investments in these areas. Loan against mutual funds (LAMFs) offers an overdraft...