Peer-to-peer lending or P2P lending offers a way for individuals to borrow and lend money without involving traditional financial institutions like banks. This direct connection through the P2P platfo...
UCC filings or Uniform Commercial Code filings, are essentially public records that indicate a lender’s claim on specific assets in case of a loan default. Although they protect lenders, they ca...
It is crucial not to miss the deadline for filing your tax returns. The Income Tax Department has introduced various ITR forms for different types of taxpayers and income sources. The first step in fi...
A DSA or Direct Selling Agent is an important person playing an important role in the banking and financial services industry in India. They act as representatives for banks and financial institutions...
Calculating income tax in India is overwhelming for salaried individuals. It is a crucial part of personal finance management and involves various steps such as determining taxable salary, understandi...
Unexpected expenses have the potential to disrupt even the most carefully planned budget. In India, those who have a salary can find relief from temporary financial shortfalls by utilizing advance sal...
It is essential to carefully review your loan agreement and pay close attention to details such as the loan amount, EMI, additional fees and foreclosure terms. However, the interest is particularly cr...
Lenders assess trustworthiness through credit rating agencies which evaluate the creditworthiness of individuals, companies and countries. These agencies use a variety of factors such as financial his...
A fixed deposit is a safe investment option in India that guarantees returns through interest. There are 2 types of fixed deposits -
Cumulative fixed deposit
Non-cumulative fixed deposit...
We have different needs and financial requirements in life for which we often apply for loans. Among various types of loans offered by banks, a home loan is the most common type. However, sometimes th...