ICICI Health Booster Policy

The ICICI Health Booster policy is available for individuals aged 6 years and older and even covers children as young as 3 months under a floater plan. There is no upper age limit for adults, making it accessible to a wide range of individuals.

The deductible in the ICICI health booster policy ensures that policyholders have some financial responsibility for their healthcare expenses before the insurance company starts covering costs. It helps in reducing the insurance premium and encourages careful use of healthcare services.

The ICICI Health Booster policy offers a range of deductible options from 50,000 rupees to 5 lakh rupees, depending on whether it is a top-up or super top-up plan. This variety allows policyholders to choose the deductible that best suits their needs and budget.

The ICICI Health Booster Policy provides an added layer of protection, filling in the gaps in your current health insurance by covering costs that go beyond the policy’s maximum limits. This additional coverage ensures that you are adequately protected against unexpected medical expenses.

The ICCI Health Booster policy offers a wide range of coverage for medical expenses, with a sum insured ranging from 2 lakh rupees to 50 lakh rupees.

The waiting period for pre-existing diseases in this plan is 24 months but it may vary based on the specific condition as mentioned in the policy documentation.

Yes, the ICICI Health Booster Policy provides coverage for daycare treatments, including procedures that require hospitalization for less than 24 hours. This ensures that policyholders can get reimbursed for various medical expenses related to these treatments.

The ICICI Health Booster Policy does not cover maternity-related expenses because its main focus is on hospitalization costs. It is designed to provide coverage for medical treatment and hospitalization, so it does not include maternity benefits. If you are looking for maternity coverage, you may want to consider a separate maternity insurance policy.

You can easily renew the ICICI Health Booster Policy online by making the renewal premium payment or by reaching out to customer support. It's recommended to initiate the renewal process at least 45 days before the policy's expiration to ensure that you don't lose out on any benefits.

Yes, ICICI Health Booster Policy offers cashless treatment through ICICI Lombard's Cashless Everywhere service. You can choose any hospital for treatment without any network restrictions.

Under the ICICI Health Booster Policy, individuals who are 60 years and older are subject to a 20% co-payment clause. This means that they are responsible for paying 20% of the medical expenses covered by the policy, while the insurance provider will cover the remaining 80%.

The ICICI Health Booster Policy provides a range of added benefits including the restoration of the sum insured, complimentary annual health check-ups, wellness programs, and tax deductions under Section 80D. This comprehensive coverage ensures that policyholders can access additional support and services to maintain their health and well-being.

The ICICI Health Booster Policy provides a convenient family floater option. This allows you to extend coverage to a maximum of 2 adults and 3 children on a single policy.

The ICICI Health Booster Policy does not provide coverage for medical expenses incurred overseas; it only applies to treatment received in India. Furthermore, if any pre-existing diseases were not disclosed at the beginning of the policy, it could result in the cancellation of the policy.

Factors such as the sum insured, selected deductible, age of insured members, and applicable discounts are considered when calculating the premium for the ICICI Health Booster Policy. You can easily obtain a premium quote online through the ICICI Lombard website or by reaching out to their customer service for assistance.