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Home > Health Insurance > Iffco Tokio
IFFCO Tokio Health Insurance is a health insurance service provided by IFFCO-Tokio General Insurance Company Limited, which was founded in 2000 as a collaboration between Tokio Marine Group and IFFCO. They offer a range of health insurance plans tailored for individuals and families, with specialized coverage options for mosquito-borne diseases and critical illnesses.
IFFCO-Tkio General Insurance Company boasts a speedy claim disbursal process, completing claims within 24 hours. According to the company’s official website, they have achieved an incurred claim ratio of 95.82% in the current financial year (2023-24).
You can rely on IFFCO Toko health insurance plans to cover your medical expenses during unexpected emergencies. Take a look at the comprehensive health insurance plans offered by IFFCO-Tokio General Insurance Company.
IFFCO Tokio General Insurance Company Limited is a well-known name in India’s general insurance industry. They are highly regarded for their commitment to excellence, as evidenced by the numerous awards they have received. Their dedication is evident in their innovative insurance products and exceptional customer service.
IFFCO Tokio’s commitment to advancement is showcased through their recent notable achievements. Here are some key highlights of their accomplishments.
‘Claims Service Leader for the Year’ & ‘Best Health Insurance Company in Rural Sector’ at the India Insurance Summit & Awards
2024-25
2023-24
2022-23
2021-22
2020-21
2019-20
2018-19
that provides all the necessary coverage benefits you need at affordable premiums.
IFFCO Tokio’s health insurance policies are designed for simplicity and ease of understanding. However, it is packed with a plethora of features that make it the ideal choice for a comprehensive medical insurance plan. Among many features available in their various health insurance plans are -
Experience the ease of cashless claims at a wide array of network hospitals, erasing the necessity for out-of-pocket expenses. This streamlined process guarantees swift access to medical care without the burden of immediate payments. Just provide your insurance details and receive the essential treatment.
With an extensive network of over 7,000 hospitals, you are always within reach of top-notch medical care. This expansive network offers a plethora of treatment options, guaranteeing that you can easily locate a suitable facility near your home or wherever your travels take you.
A high claim settlement ratio demonstrates their unwavering commitment to promptly and efficiently honouring valid claims. It mirrors their dedication to ensuring customer satisfaction and reliability, fostering trust with policyholders by consistently delivering crucial financial support when they need it most.
IFFCO Tokio’s team support is available 24/7 to assist you, offering round-the-clock service for any inquiries or emergencies you may have. Whether you require assistance with a claim, policy details or medical emergencies, their dedicated professionals are always ready to help.
With 23 years of experience in the insurance industry, IFFCO Tokio has established a legacy of trust and expertise. Their enduring presence signifies their steadfastness and dedication to delivering comprehensive insurance solutions that adapt to evolving needs and provide the best coverage and services to their customers.
Their 4.8 customer rating reflects client satisfaction and trust, showcasing their dedication to exceptional service and comprehensive coverage for all insurance needs.
As part of your health insurance policy renewal, you can enjoy a free annual health check-up if you have not made any claims. This check-up allows insured individuals to monitor their current health status yearly.
The insured amount can be doubled to provide extra support for medical expenses when someone is diagnosed with a critical illness, depending on the chosen rider.
If someone is diagnosed with a critical illness, the fixed sum insured amount will be paid at the time of diagnosis based on the chosen plan. This financial support can help cover medical expenses and provide peace of mind during a challenging time. Different plans offer varying levels of coverage to suit individual needs.
They provide coverage for AYUSH hospitalization costs, which includes expenses incurred before and after the hospital stay, up to the Sum Insured limit. This coverage ensures that you can access holistic medical treatments and have financial support for related expenses during your recovery process.
The health insurance policy guarantees that once a claim is made, the original sum insured will be replenished by the claim amount. This ensures that the full initial sum insured remains available for the entire duration of the mediclaim policy.
Your health insurance coverage will be extended for the exact duration of your stay abroad if it exceeds 30 days.
They offer a comprehensive range of assistance services, designed to provide support and peace of mind in the face of unexpected challenges. Their offerings include medical consultation and referral, emergency medical evacuation, medical repatriation, transportation to join patients, return of mortal remains, emergency message transmission and emergency cash coordination.
Wellness programmes play a vital role in improving health insurance benefits by emphasizing preventive care and supporting overall well-being. These programmes often offer incentives for healthy habits and lifestyle choices, ultimately leading to reduced healthcare costs and improved employee productivity. In addition, they can also contribute to a positive work culture and increased employee satisfaction.
Get in Touch with IFFCO Tokio health insurance officials:
Reach Out at 7993407777
Customer Service Hotline: 1800-103-5499
For Crop Insurance Inquiries: Dial 14447
Email Support: support@iffcotokio.co.in
IFFCO Tokio health insurance offers a wide range of benefits that are comprehensive and advantageous. These add-on riders cover various aspects of healthcare -
It includes various expenses such as room rent, consultations with doctors and surgical procedures. These charges are directly associated with receiving medical treatment during a hospital stay.
This covers both pre and post-hospitalization medical expenses to provide comprehensive coverage and peace of mind for the insured individual.
It provides coverage for a variety of planned day-care treatments, ensuring comprehensive care for the policyholders.
It covers expenses for laboratory tests and X-ray services.
They cover the cost of prescribed medications that are necessary for treatment.
Coverage of AYUSH treatments such as Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy are covered by health insurance policies.
This provides coverage for ambulance expenses incurred during emergencies or in the case of hospitalization.
It provides coverage for various critical illnesses such as cancer, heart disease and stroke. This coverage helps offset the high costs associated with treatments, hospital stays and medications, providing financial support during challenging times.
It covers pre-existing diseases and treatments after a certain period of completion. However, it’s important to note that certain policies may have waiting periods before these benefits can be utilized.
There are two ways to apply for a health insurance claim with IFFCO Tokio Health Insurance company- Cashless Claim and Reimbursement. The procedures for both options are as follows.
Cashless Claim Process | Reimbursement Claim Process | |
Planned admissions require informing the TPA three days in advance. | Steps to Follow | |
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Emergency admissions require notifying the TPA upon admission. | Steps to Follow | |
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When it comes to the best health insurance, there is no “one-size-fits-all” policy. It is like choosing a Netflix or OTT plan - different plans offer different benefits and have different costs. However, this age is designed to meet the diverse needs of most users, making it a versatile and comprehensive health insurance comparison page.
It is essential to conduct a thorough comparison to find the policy that best suits your needs. We have created a comprehensive table of how some of the top mediclaim policies in India compare to others in the industry.
Insurance Provider | Plan Name | Coverage Type | Sum Insured Range | Age Limit (Adults) | Important Parameters | |
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Care Advantage Health Insurance Plan | Individual & Family Floater | ₹2 Lakh - ₹6 Crore | 18-65 years |
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Check Premium | |
ICICI Elevate Health Insurance Policy | Individual & Family Floater | ₹2 Lakh - ₹6 Crore | 18-65 years |
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Check Premium | |
IFFCO Tokio Family Health Protector Policy | Individual & Family Floater | ₹2 Lakh - ₹6 Crore | 18-65 years |
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Check Premium | |
Niva Bupa Aspire Policy | Individual & Family Floater | ₹2 Lakh - ₹6 Crore | 18-65 years |
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Check Premium | |
Arogya Supreme Policy | Individual & Family Floater | ₹2 Lakh - ₹6 Crore | 18-65 years |
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Check Premium | |
TATA AIG Medicare Lite Policy | Individual & Family Floater | ₹2 Lakh - ₹6 Crore | 18-65 years |
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Check Premium |
IFFCO Tokio provides a range of health insurance plans catered to different individual and family requirements, such as individual health plans, family health plans and critical illness plans. For a comprehensive understanding of the coverage and benefits of each plan, it is recommended to visit their website where all the details can be found.
Consider various factors like the ones mentioned below as these are significant elements to consider before making a decision:
Coverage for pre-existing conditions can differ based on the chosen plan, with some offering coverage after a waiting period and others excluding them entirely. It is important to thoroughly review the policy wording or speak with an IFFCO Tokio representative for more specific details.
Some IFFCO Tokio health insurance plans offer maternity benefits, providing coverage for hospitalization, delivery expenses and newborn care. It is essential to review the specific plan details or get in touch with IFFCO Tokio to ensure that these benefits are included in the coverage.
IFFCO Tokio will send you a renewal notice before your policy expires, allowing you to renew online, through their call centre or by contacting your agent.
You can make mid-term changes to your plan, like increasing the sum insured or adding family members, but keep in mind that these changes could impact your premium or renewal terms. For details on modification options for your plans, it is best to get in touch with IFFCO Tokio directly.
You have the option to access the list of network hospitals from the IFFCO Tokio website or through their hospital search tool. If you require any help, you can reach out to their customer service team.
Yes, some insurance plans have limits on the amount they will cover for daily room rent. If you exceed this limit, you may be responsible for paying the additional amount. To find out the specific details of your coverage, refer to your policy wording.
You should reach out to IFFCO Tokio’s TP )Third Party Administrator) promptly to find out if they have cashless tie-up arrangements with hospitals in other cities and to inquire about cashless claim options in your area.
Yes, IFFCO Tokio provides specialized health insurance plans for senior citizens that cater to their specific requirements. These plans are designed to cover hospital expenses and critical illnesses that are commonly associated with older age groups.
Cancellation procedures for insurance plans can vary depending on the specific plan and reason for cancellation. If you need to cancel your policy mid-term, you may be entitled to a partial premium refund. To get more information on the cancellation procedures specific to your IFFCO Tokio plan, contact their customer support.
Yes, during the open enrolment period or under portability provisions, you have the option to transfer your health insurance plan to IFFCO Tokio. With portability, you can move your accumulated benefits to a new plan with IFFCO Tokio without facing a fresh waiting period for pre-existing conditions, depending on the insurer’s guidelines.
Tax Savings up to Rs. 54,600*
Additional 15% Online Discount
4.8 Customer Rating
Affordable Premium Amount